The Urban Co-Operative
Bank Ltd., Shikaripura
ದಿ. ಅರ್ಬನ್ ಕೋಆಪರೇಟಿವ್ ಬ್ಯಾಂಕ ಲಿ., ಶಿಕಾರಿಪುರ
Trust | Service | Growth
DICGC
Insured
Trusted
Banking
Strong
Governance
BANKING SERVICES
Service Charges
The following service charges are applicable as per the Bank's prevailing schedule. GST will be applicable wherever specified.
| # | Type | Description | Charges |
|---|---|---|---|
| 1 | Share | Share Fee | ₹25 / 1000 + GST @ 18% |
| 2 | Savings Bank | With cheque book – Minimum balance ₹1,000 | ₹100 + GST @ 18% |
| Without cheque book – Minimum balance ₹500 | ₹50 + GST @ 18% | ||
| 3 | Current Account | With cheque book – Minimum balance ₹2,000 | ₹100 + GST @ 18% |
| Without cheque book – Minimum balance ₹1,000 | ₹50 + GST @ 18% | ||
| 5 | Term Loan | Nominal Member Fee | ₹50 + GST @ 18% |
| Property valuation fee + Legal fees and other charges | ₹3,000.00 | ||
| Share | All types of loan except Gold Loan and Loan Against Deposit – Upto ₹10 Lakhs | 5% of loan amount | |
| All types of loan except Gold Loan and Loan Against Deposit – Above ₹10 Lakhs | 2.50% of loan amount | ||
| 6 | Statements | Statement of Account | ₹100 + GST |
| 7 | Interest / Balance Certificate | Original | NIL |
| Duplicate | NIL | ||
| 8 | Standing Instruction | Standing Instruction | ₹100 + GST @ 18% |
| 9 | Cheque Book | Per Leaf | ₹2 + GST @ 18% |
| 10 | Cheque | Stop Payment | ₹50 + GST @ 18% |
| Outward Return | ₹100 + GST @ 18% | ||
| Inward Return | NIL | ||
| DD / PO Cancellation | NIL | ||
| Revalidation | NIL | ||
| 11 | Duplicate PB / TD Certificate | Duplicate Pass Book / Term Deposit Certificate | ₹50 + GST @ 18% |
| 12 | Records | Enquiries relating to old records (beyond 12 months old) per item | ₹100 per item upto 2 years and thereafter additional ₹50 for every additional year for each item + GST |
| 13 | Collection of Outstation Cheque | Collection of outstation cheque | NIL |
| 14 | NEFT / RTGS | Upto ₹1,00,000 | ₹5 + GST @ 18% |
| ₹1,00,001 to ₹2,00,000 | ₹14 + GST @ 18% | ||
| ₹2,00,001 to ₹5,00,000 | ₹24 + GST @ 18% | ||
| Above ₹5,00,001 | ₹47 + GST @ 18% | ||
| 15 | Locker | Small | ₹750 + GST @ 18% |
| Medium | ₹1,500 + GST @ 18% | ||
| Big | ₹2,500 + GST @ 18% | ||
| 16 | SMS Alert | Annual Fee | NIL |
| 17 | Account Closure | Account Closure Charges | ₹50 + GST @ 18% |
| 18 | No Dues (NOC) | No Dues Certificate | ₹50 + GST @ 18% |
| 19 | Lakshmi Savings Deposits | Premature Charges | 3.0% on Principal Amount + GST @ 18% |
| 22 | Application Form Fee | Application Form | ₹42 + GST @ 18% |
GST is applicable at the prevailing rate wherever specified.
Charges are subject to revision as per the Bank's prevailing
schedule of charges.