LOAN SERVICES

Loan Interest Rates with effective from 29-12-2025

The applicable rate of interest for various loan and credit facilities offered by the Bank is given below.

Loan Category	Rate of Interest
Gold Loan and OD on Gold	10.00%
State / Central Warehouse Loan	11.00%
Key / Pledge Loan	11.00%
Vehicle Loan
Two Wheeler Loan	10.50%
Car and Jeep	9.00%
Commercial and Other Heavy Vehicle	10.00%
Pre-Owned Vehicle Loan	11.00%
Self Employment Loan Secured	14.00%
OD on Title Deed	11.00%
Consumption Surety Loan	12.00%
NSC / KVP Loan	12.00%
Small Industrial Loan	12.00%
Commercial Complex Loan	11.00%

Eligibility & Conditions
Eligibility	Loans are available to eligible applicants subject to the Bank's lending policies and applicable norms.
KYC	Valid KYC documents and customer identification are required.
Income / Documents	Income proof, financial documents and other supporting documents may be required depending on the loan category.
Security	Security, collateral or guarantor requirements shall be as applicable to the respective loan facility.
Assessment	Loan sanction is subject to credit assessment, repayment capacity and other applicable Bank norms.
Repayment	Repayment period and instalment structure shall depend on the sanctioned loan facility.

The above rates are indicative and subject to change as per the prevailing policy of the Bank. Loan sanction is subject to eligibility, credit assessment, applicable security requirements and other terms and conditions of the Bank.