@charset "utf-8";

/* =========================================================
   THE URBAN CO-OPERATIVE BANK LTD., SHIKARIPURA
   CLEAN / CONSOLIDATED STYLESHEET

   Duplicate selectors and repeated CSS blocks have been consolidated.
   Later declarations are retained where the original stylesheet had
   multiple definitions. Brand colors use the current green/orange palette.
   ========================================================= */



*,
*::before,
*::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    color: var(--color-primary);
    text-decoration: none;
    transition: color 0.2s ease;
}

a:hover {
    color: var(--color-primary-dark);
}

h1,
h2,
h3,
h4 {
    font-family: var(--font-heading);
    font-weight: 400;
    line-height: 1.3;
    color: var(--color-text);
}

h1 {
    font-size: clamp(2.5rem, 5vw, 3.5rem);
    letter-spacing: -0.02em;
}

h2 {
    font-size: clamp(1.75rem, 3vw, 2.25rem);
    margin-bottom: var(--space-md);
}

h3 {
    font-size: 1.25rem;
    margin-bottom: var(--space-sm);
}

p {
    margin-bottom: var(--space-sm);
    text-align: justify;
}

section {
    padding: var(--space-xl) 0;
}

.section-label {
    font-family: var(--font-main);
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--color-primary);
    margin-bottom: var(--space-xs);
}

.btn-secondary {
    background-color: transparent;
    color: var(--color-text);
    border: 1px solid var(--color-border);
}

.btn-secondary:hover {
    background-color: var(--color-bg-alt);
    border-color: var(--color-text-light);
    color: var(--color-text);
}

.btn-group {
    display: flex;
    flex-wrap: wrap;
    gap: var(--space-sm);
}

:root {
    --bank-green: #17652f;
    --bank-green-dark: #0f4d23;
    --bank-green-light: #eaf5ed;
    --bank-orange: #f58220;
    --bank-orange-dark: #dc680b;
    --bank-orange-light: #fff1e5;
    --bank-yellow: #f5d84a;
    --header-text: #333333;
    --header-border: #ddd7c7;
    --header-shadow: 0 5px 20px rgba(0,0,0,.10);

    --color-primary: var(--bank-orange);
    --color-primary-light: var(--bank-orange-light);
    --color-primary-dark: var(--bank-orange-dark);
    --color-secondary: var(--bank-green);
    --color-secondary-light: var(--bank-green-light);
    --color-secondary-dark: var(--bank-green-dark);
    --color-accent: var(--bank-yellow);
    --color-accent-light: #fff9dc;
    --color-accent-dark: #d0b93b;
    --color-text: #33352C;
    --color-text-light: #66675D;
    --color-sharp: #FFFFFF;
    --color-bg: #FFF9F2;
    --color-bg-alt: #F5F1DD;
    --color-white: #FFFFFF;
    --color-surface: #FFFDF8;
    --color-border: #E7DCCB;
    --shadow-sm: 0 4px 12px rgba(95, 93, 59, .08);
    --shadow-md: 0 10px 28px rgba(95, 93, 59, .12);
    --shadow-lg: 0 18px 45px rgba(95, 93, 59, .18);
    --font-main: -apple-system, BlinkMacSystemFont, "Segoe UI",
                 Roboto, Arial, sans-serif;
    --font-heading: "Georgia", "Times New Roman", serif;
    --space-xs: .5rem;
    --space-sm: 1rem;
    --space-md: 2rem;
    --space-lg: 4rem;
    --space-xl: 6rem;
    --max-width: 1150px;
    --border-radius: 14px;
    --header-height: 191px;
}

html,
body {
    margin: 0;
    padding: 0;
}

body {
    font-family: var(--font-main);
    font-size: 1rem;
    line-height: 1.7;
    color: var(--color-text);
    background-color: var(--color-bg);
    padding-top: 0 !important;
    margin-top: 0 !important;
}

.header {
    position: relative;
    top: auto;
    left: auto;
    right: auto;
    width: 100vw;
    z-index: 1000;
    background: #ffffff;
    margin: 0;
    padding: 0;
    box-shadow: var(--header-shadow);
}

.header-upper {
    width: 100%;
    max-height: 150px;
    overflow: hidden;
    opacity: 1;
    transform: translateY(0);
    transition: max-height 0.45s ease,
        opacity 0.30s ease,
        transform 0.45s ease;
}

.header.scrolled .header-upper {
    max-height: 0;
    opacity: 0;
    transform: translateY(-100%);
}

.top-bar {
    width: auto;
    min-height: 34px;
    background: var(--bank-green);
    color: #ffffff;
    font-family: var(--font-main);
    font-size: 11px;
}

.top-bar-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    min-height: 34px;
    padding: 0 20px;
}

.top-left {
    display: flex;
    align-items: center;
    gap: 9px;
    white-space: nowrap;
}

.top-left span {
    display: inline-flex;
    align-items: center;
    gap: 5px;
}

.top-left i,
.top-right i {
    font-size: 10px;
}

.top-right {
    display: flex;
    align-items: center;
    gap: 8px;
    white-space: nowrap;
}

.top-right a {
    color: #ffffff;
    text-decoration: none;
    transition: color 0.2s ease;
}

.top-right a:hover {
    color: var(--bank-yellow);
    text-decoration: none;
}

.top-separator,
.top-right > span {
    opacity: 0.55;
}

.brand-area {
    width: 100%;
    background: #ffffff;
    border-bottom: 1px solid var(--header-border);
}

.brand-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    min-height: 108px;
    padding: 12px 20px;
    gap: 30px;
}

.logo1:hover {
    text-decoration: none;
    color: var(--header-text);
}

.logo-image {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 82px;
    height: 82px;
    flex-shrink: 0;
    background: #ffffff;
    border: 2px solid var(--bank-green);
    border-radius: 50%;
    box-shadow: 0 3px 10px rgba(23, 101, 47, 0.14);
    overflow: hidden;
}

.logo-image img {
    display: block;
    width: 74px;
    height: 74px;
    object-fit: contain;
}

.bank-name {
    display: flex;
    flex-direction: column;
    justify-content: center;
    gap: 4px;
    line-height: 1.25;
    min-width: 0;
}

.bank-name strong {
    display: block;
    color: var(--bank-green-dark);
    font-family: Georgia,
        "Times New Roman",
        serif;
    font-size: 21px;
    font-weight: 700;
    line-height: 1.2;
}

.bank-name span {
    display: block;
    color: var(--bank-orange-dark);
    font-family: var(--font-main);
    font-size: 13px;
    font-weight: 600;
    line-height: 1.4;
}

.bank-name small {
    display: block;
    margin-top: 2px;
    color: #777777;
    font-family: var(--font-main);
    font-size: 9px;
    font-weight: 600;
    letter-spacing: 1px;
    text-transform: uppercase;
}

.bank-highlights {
    display: flex;
    align-items: center;
    justify-content: flex-end;
    margin-left: auto;
    padding-left: 20px;
}

.header-highlight {
    display: flex;
    align-items: center;
    gap: 9px;
    padding: 0 14px;
}

.highlight-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 38px;
    height: 38px;
    flex-shrink: 0;
    color: var(--bank-green);
    background: var(--bank-green-light);
    border-radius: 50%;
    font-size: 15px;
    overflow: hidden;
}

.highlight-icon a {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 100%;
    height: 100%;
}

.highlight-icon img {
    display: block;
    width: 100%;
    height: 100%;
    object-fit: contain;
}

.header-highlight strong {
    display: block;
    color: var(--bank-green-dark);
    font-family: var(--font-main);
    font-size: 14px;
    font-weight: 700;
    line-height: 1.2;
}

.header-highlight span {
    display: block;
    margin-top: 2px;
    color: #777777;
    font-family: var(--font-main);
    font-size: 10px;
    line-height: 1.2;
}

.highlight-divider {
    width: 1px;
    height: 35px;
    background: var(--header-border);
}

.navigation-area {
    position: relative;
    width: 100%;
    z-index: 10000;
    background: var(--bank-orange);
    border-bottom: 3px solid var(--bank-green);
    box-shadow: 0 3px 10px rgba(0, 0, 0, 0.08);
    transition: box-shadow 0.3s ease;
}

.header.scrolled .navigation-area {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    width: 100%;
    z-index: 99999;
    box-shadow: 0 6px 22px rgba(0, 0, 0, 0.20);
}

.navigation-inner {
    display: flex;
    align-items: stretch;
    justify-content: flex-start;
    min-height: 46px;
    padding: 0 20px;
}

.nav {
    display: flex;
    align-items: stretch;
    flex: 1;
    min-width: 0;
    margin: 0;
    padding: 0;
}

.nav ul {
    display: flex;
    align-items: stretch;
    list-style: none;
    width: 100%;
    margin: 0;
    padding: 0;
}

.nav ul li {
    position: relative;
    list-style: none;
    margin: 0;
    padding: 0;
}

.nav > ul > li > a,
.nav > ul > li > .nav-link {
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 46px;
    padding: 0 16px;
    color: #ffffff;
    background: transparent;
    border-right: 1px solid rgba(255,255,255,0.22);
    text-decoration: none;
    font-family: var(--font-main);
    font-size: 12px;
    font-weight: 700;
    white-space: nowrap;
    transition: background 0.22s ease,
        color 0.22s ease;
}

.nav > ul > li > a:hover,
.nav > ul > li > .nav-link:hover {
    color: #ffffff;
    background: var(--bank-orange-dark);
    text-decoration: none;
}

.nav > ul > li:first-child > a,
.nav > ul > li.active > a,
.nav > ul > li > a.active {
    color: #ffffff;
    background: var(--bank-green);
}

.nav > ul > li:first-child > a::before {
    content: "";
    position: absolute;
    left: 50%;
    bottom: 5px;
    width: 24px;
    height: 2px;
    transform: translateX(-50%);
    background: var(--bank-yellow);
    border-radius: 5px;
}

.nav li.has-submenu > a::after,
.nav li.has-submenu > .nav-link::after {
    content: "";
    width: 6px;
    height: 6px;
    margin-left: 7px;
    margin-top: -4px;
    border-right: 1.5px solid currentColor;
    border-bottom: 1.5px solid currentColor;
    transform: rotate(45deg);
    transition: transform 0.2s ease;
}

.nav li.has-submenu:hover > a::after,
.nav li.has-submenu:hover > .nav-link::after {
    transform: rotate(225deg);
}

.nav li.has-submenu::after {
    content: "";
    position: absolute;
    left: 0;
    top: 100%;
    width: 100%;
    height: 10px;
    background: transparent;
    z-index: 9998;
}

.nav ul ul,
.nav .submenu {
    position: absolute;
    top: calc(100% + 7px);
    left: 50%;
    width: 215px;
    min-width: 215px;
    padding: 6px;
    margin: 0;
    display: flex;
    flex-direction: column;
    background: #ffffff;
    border: 1px solid var(--header-border);
    border-top: 4px solid var(--bank-green);
    border-radius: 0 0 7px 7px;
    box-shadow: 0 12px 30px rgba(0,0,0,0.16);
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transform: translateX(-50%)
        translateY(6px);
    transition: opacity 0.20s ease,
        visibility 0.20s ease,
        transform 0.20s ease;
    z-index: 9999;
}

.nav li:hover > ul,
.nav li:hover > .submenu {
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    transform: translateX(-50%)
        translateY(0);
}

.nav ul ul li,
.nav .submenu li {
    width: 100%;
}

.nav ul ul li > a,
.nav .submenu li > a {
    display: flex;
    align-items: center;
    width: 100%;
    min-height: 38px;
    padding: 8px 12px;
    box-sizing: border-box;
    color: #333333;
    background: transparent;
    border-radius: 4px;
    text-decoration: none;
    font-family: var(--font-main);
    font-size: 12px;
    font-weight: 500;
    text-transform: none;
    transition: color 0.18s ease,
        background 0.18s ease,
        padding-left 0.18s ease;
}

.nav ul ul li > a:hover,
.nav .submenu li > a:hover {
    color: var(--bank-green-dark);
    background: var(--bank-orange-light);
    padding-left: 17px;
    text-decoration: none;
}

.nav ul ul ul {
    top: -7px;
    left: calc(100% + 7px);
    transform: translateX(0)
        translateY(6px);
}

.nav ul ul li:hover > ul {
    transform: translateX(0)
        translateY(0);
}

.header-accessibility {
    display: flex;
    align-items: center;
    flex-shrink: 0;
    margin-left: auto;
    padding-left: 10px;
}

.header-accessibility button {
    width: 32px;
    height: 32px;
    margin-left: 3px;
    padding: 0;
    color: var(--bank-green-dark);
    background: #ffffff;
    border: none;
    border-radius: 4px;
    font-size: 11px;
    cursor: pointer;
    transition: background 0.2s ease,
        color 0.2s ease;
}

.header-accessibility button:hover {
    color: #ffffff;
    background: var(--bank-green);
}

.nav-toggle {
    display: none;
    align-items: center;
    justify-content: center;
    flex-direction: column;
    gap: 5px;
    width: 42px;
    height: 42px;
    padding: 0;
    flex-shrink: 0;
    background: var(--bank-green);
    border: none;
    border-radius: 5px;
    cursor: pointer;
    z-index: 10001;
}

.nav-toggle span {
    display: block;
    width: 22px;
    height: 2px;
    background: #ffffff;
    border-radius: 5px;
    transition: all 0.25s ease;
}

@media (max-width: 1200px) {

    .top-bar-inner {
        padding: 0 15px;
    }

    .brand-inner {
        padding: 10px 15px;
        gap: 15px;
    }

    .logo-image {
        width: 70px;
        height: 70px;
    }

    .logo-image img {
        width: 63px;
        height: 63px;
    }

    .bank-name strong {
        font-size: 17px;
    }

    .bank-name span {
        font-size: 11px;
    }

    .bank-name small {
        font-size: 8px;
    }

    .header-highlight {
        padding: 0 8px;
    }

    .highlight-icon {
        width: 32px;
        height: 32px;
        font-size: 12px;
    }

    .nav > ul > li > a,
        .nav > ul > li > .nav-link {
        padding: 0 10px;
        font-size: 10px;
    }

    .navigation-inner {
        padding: 0 15px;
    }

}

@media (max-width: 576px) {

    .top-right {
        font-size: 8px;
    }

    .brand-inner {
        min-height: 68px;
        padding: 7px 10px;
    }

    .logo-image {
        width: 48px;
        height: 48px;
    }

    .logo-image img {
        width: 42px;
        height: 42px;
    }

    .bank-name strong {
        font-size: 10px;
    }

    .bank-name span {
        font-size: 8px;
    }

    .navigation-inner {
        min-height: 50px;
        padding: 4px 10px;
    }

    .nav-toggle {
        width: 38px;
        height: 38px;
    }

    .nav-toggle span {
        width: 20px;
    }

    .nav {
        left: 8px;
        right: 8px;
    }

}

.hero {
    left: 0;
    right: 0;
    position: relative;
    padding: 20px 0 20px;
    background: linear-gradient(135deg,var(--bank-green),var(--bank-green),var(--bank-orange));
    overflow: hidden;
    border-radius: 10px;
    font-family: var(--font-heading);
    width: 100%;
}

.hero-overlay {
    position: absolute;
    inset: 0;
    background: radial-gradient(circle at top right,    rgba(255,255,255,.15),   transparent 40%);
}

.hero-wrapper {
    display: grid;
    grid-template-columns: 1.2fr .8fr;
    gap: 60px;
    align-items: center;
}

.hero-content {
    color: #fff;
    z-index: 2;
}

.hero-badge {
    display: inline-block;
    padding: 10px 18px;
    border-radius: 30px;
    background: rgba(255,255,255,.15);
    backdrop-filter: blur(10px);
    margin-bottom: 20px;
}

.hero h2 {
    font-size: 40px;
    color: #fff;
    line-height: 1.2;
    margin-bottom: 25px;
    font-family: var(--font-main);
    font-weight: 650;
}

.hero-description {
    font-size: 15px;
    line-height: 1.9;
    max-width: 800px;
    opacity: .95;
    font-weight: 400;
    font-family: var(--font-main);
}

.hero-buttons {
    display: flex;
    gap: 18px;
    margin-top: 35px;
}

.hero-card {
    background: rgba(255,255,255,.12);
    backdrop-filter: blur(18px);
    border-radius: 25px;
    padding: 40px;
    text-align: center;
    color: #fff;
    border: 1px solid rgba(255,255,255,.25);
    box-shadow: 0 25px 60px rgba(0,0,0,.15);
    font-family: var(--font-main);
}

.hero-card img {
    width: 220px;
    margin: auto;
}

.hero-card h3 {
    color: #fff;
    margin-top: 20px;
    font-family: var(--font-main);
}

.hero-stats {
    margin-top: 60px;
    display: grid;
    grid-template-columns: repeat(4,1fr);
    gap: 25px;
}

.audio-player {
    display: flex;
    align-items: center;
    gap: var(--space-sm);
    padding: var(--space-sm) var(--space-md);
    background-color: var(--color-white);
    border: 1px solid var(--color-border);
    border-radius: var(--border-radius);
    margin-bottom: var(--space-md);
    max-width: 420px;
    user-select: none;
}

.audio-play-btn {
    width: 44px;
    height: 44px;
    min-width: 44px;
    display: flex;
    align-items: center;
    justify-content: center;
    background-color: var(--color-primary);
    color: var(--color-white);
    border: none;
    border-radius: 50%;
    cursor: pointer;
    transition: background-color 0.2s ease, transform 0.1s ease;
}

.audio-play-btn:hover {
    background-color: var(--color-primary-dark);
}

.audio-play-btn:active {
    transform: scale(0.95);
}

.audio-info {
    flex: 1;
    min-width: 0;
}

.audio-track-row {
    display: flex;
    align-items: flex-start;
    justify-content: space-between;
    gap: var(--space-sm);
    margin-bottom: 8px;
}

.audio-track-info {
    display: flex;
    flex-direction: column;
}

.audio-title {
    font-size: 0.9375rem;
    font-weight: 600;
    color: var(--color-text);
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
}

.audio-artist {
    font-size: 0.75rem;
    color: var(--color-text-light);
}

.audio-progress-wrap {
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.audio-progress-bar {
    position: relative;
    height: 6px;
    cursor: pointer;
    padding: 8px 0;
    margin: -8px 0;
}

.audio-progress-bg {
    position: absolute;
    top: 50%;
    left: 0;
    right: 0;
    height: 6px;
    transform: translateY(-50%);
    background-color: var(--color-bg-alt);
    border-radius: 3px;
}

.audio-progress {
    position: absolute;
    top: 50%;
    left: 0;
    height: 6px;
    width: 0%;
    transform: translateY(-50%);
    background-color: var(--color-primary);
    border-radius: 3px;
    pointer-events: none;
}

.audio-progress-handle {
    position: absolute;
    top: 50%;
    left: 0%;
    width: 16px;
    height: 16px;
    background-color: var(--color-primary);
    border: 2px solid var(--color-white);
    border-radius: 50%;
    transform: translate(-50%, -50%);
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.2);
    cursor: grab;
    transition: transform 0.1s ease;
}

.audio-progress-handle:hover,
.audio-progress-handle.dragging {
    transform: translate(-50%, -50%) scale(1.2);
}

.audio-progress-handle.dragging {
    cursor: grabbing;
}

.audio-time {
    display: flex;
    justify-content: space-between;
    font-size: 0.6875rem;
    color: var(--color-text-light);
    font-variant-numeric: tabular-nums;
}

.volume-control {
    display: none;
    align-items: center;
    gap: 6px;
}

.volume-icon {
    color: var(--color-text-light);
    flex-shrink: 0;
}

.volume-slider {
    -webkit-appearance: none;
    appearance: none;
    width: 50px;
    height: 3px;
    background: var(--color-bg-alt);
    border-radius: 2px;
    outline: none;
    cursor: pointer;
}

.volume-slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 10px;
    height: 10px;
    background: var(--color-primary);
    border-radius: 50%;
    cursor: pointer;
    transition: transform 0.1s ease;
}

.volume-slider::-webkit-slider-thumb:hover {
    transform: scale(1.2);
}

.volume-slider::-moz-range-thumb {
    width: 10px;
    height: 10px;
    background: var(--color-primary);
    border: none;
    border-radius: 50%;
    cursor: pointer;
}

@media (min-width: 400px) {

    .volume-control {
        display: flex;
    }

}

.services-page {
    width: 100%;
    max-width: 1250px;
    margin: 0 auto;
    padding: 60px 20px 70px;
}

.services-header {
    max-width: 850px;
    margin: 0 auto 45px;
    text-align: center;
}

.services-label {
    display: inline-block;
    margin-bottom: 12px;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 2px;
    color: var(--bank-orange);
}

.services-header h1 {
    margin: 0 0 15px;
    font-size: 38px;
    line-height: 1.2;
    font-weight: 700;
    color: var(--bank-green);
}

.services-header p {
    margin: 0;
    font-size: 16px;
    line-height: 1.8;
    color: #555;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 20px;
}

.service-card {
    display: flex;
    align-items: flex-start;
    gap: 18px;
    padding: 25px 22px;
    background: #FFFFFF;
    border: 1px solid #E4E8DF;
    border-radius: 10px;
    box-shadow: 0 4px 16px rgba(100, 142, 61, 0.05);
    transition: transform 0.3s ease,
        border-color 0.3s ease,
        box-shadow 0.3s ease,
        background 0.3s ease;
}

.service-card:hover {
    transform: translateY(-4px);
    border-color: var(--bank-green);
    background: #FFFFFF;
    box-shadow: 0 9px 25px rgba(100, 142, 61, 0.10);
}

.service-icon {
    flex: 0 0 52px;
    width: 52px;
    height: 52px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 9px;
    background: #F3F8ED;
    color: var(--bank-green);
    font-size: 20px;
    transition: background 0.3s ease,
        color 0.3s ease,
        transform 0.3s ease;
}

.service-card:hover .service-icon {
    background: var(--bank-yellow);
    color: var(--bank-green);
    transform: scale(1.05);
}

.service-content {
    min-width: 0;
    flex: 1;
}

.service-content h3 {
    margin: 2px 0 8px;
    font-size: 18px;
    line-height: 1.35;
    font-weight: 700;
    color: var(--bank-green);
}

.service-content p {
    margin: 0;
    font-size: 13.5px;
    line-height: 1.7;
    color: #666;
}

.services-note {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    margin-top: 35px;
    padding: 18px 20px;
    background: #F7F9F5;
    border-left: 4px solid var(--bank-orange);
    border-radius: 6px;
}

.services-note-icon {
    flex: 0 0 auto;
    margin-top: 2px;
    color: var(--bank-green);
    font-size: 18px;
}

.services-note-content {
    flex: 1;
}

.services-note-content strong {
    display: block;
    margin-bottom: 5px;
    font-size: 14px;
    color: var(--bank-green);
}

.services-note-content p {
    margin: 0;
    font-size: 13px;
    line-height: 1.7;
    color: #666;
}

.work {
    background-color: var(--color-bg-alt);
}

.work-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--space-md);
}

.work-card {
    background-color: var(--color-white);
    border-radius: var(--border-radius);
    overflow: hidden;
    border: 1px solid var(--color-border);
    transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.work-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 32px rgba(0, 0, 0, 0.08);
}

.work-image {
    aspect-ratio: 16 / 10;
    background-color: var(--color-border);
    overflow: hidden;
}

.work-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.work-info {
    padding: var(--space-sm) var(--space-md) var(--space-md);
}

.work-category {
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.05em;
    text-transform: uppercase;
    color: var(--color-primary);
    margin-bottom: var(--space-xs);
}

.work-info h3 {
    margin-bottom: var(--space-xs);
}

.work-info p {
    color: var(--color-text-light);
    font-size: 0.9375rem;
    margin-bottom: 0;
}

.testimonials-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--space-md);
}

.testimonial-card {
    display: grid;
    grid-template-columns: 120px 1fr;
    gap: var(--space-md);
    padding: var(--space-md);
    background-color: var(--color-white);
    border: 1px solid var(--color-border);
    border-radius: var(--border-radius);
    align-items: center;
}

.testimonial-author {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    gap: 2px;
    width: 120px;
}

.testimonial-avatar {
    width: 60px;
    height: 60px;
    background-color: var(--color-primary-light);
    border-radius: 50%;
    overflow: hidden;
    flex-shrink: 0;
    margin-bottom: 6px;
}

.testimonial-text {
    font-family: var(--font-heading);
    font-size: 0.9375rem;
    font-style: italic;
    color: var(--color-text);
    margin-bottom: 0;
    line-height: 1.5;
}

.testimonial-avatar img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.testimonial-name {
    font-size: 0.9375rem;
    margin: 0;
    font-weight: 600;
    color: var(--color-text);
}

.testimonial-role {
    margin: 0;
    font-size: 0.8rem;
    color: var(--color-text-light);
}

.contact-header {
    margin-bottom: 25px;
    padding-bottom: 15px;
    border-bottom: 1px solid #e5e9e2;
}

.contact-header h2 {
    margin: 0 0 7px;
    color: var(--font-heading);
    font-size: 30px;
    font-weight: 600;
}

.contact-header p {
    margin: 0;
    color: #777;
    font-size: 14px;
    line-height: 1.6;
}

.contact-wrapper {
    display: grid;
    grid-template-columns: 0.9fr 1.1fr;
    gap: 22px;
    align-items: stretch;
}

.contact-info {
    background: #fff;
    border: 1px solid #e1e7dc;
    border-radius: 8px;
    overflow: hidden;
    box-shadow: 0 3px 12px rgba(0, 0, 0, 0.04);
}

.info-card {
    display: flex;
    align-items: flex-start;
    gap: 15px;
    padding: 18px 20px;
    border-bottom: 1px solid #e8ece4;
    transition: background 0.2s ease;
}

.info-card:last-child {
    border-bottom: none;
}

.info-card:hover {
    background: #fafcf8;
}

.info-card > i {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 42px;
    height: 42px;
    flex-shrink: 0;
    background: #f3f7ee;
    border: 1px solid #dce8d2;
    border-radius: 6px;
    color: var(--bank-green);
    font-size: 16px;
}

.info-card h4 {
    margin: 0 0 5px;
    color: #444;
    font-size: 15px;
    font-weight: 600;
}

.info-card p {
    margin: 0;
    color: #666;
    font-size: 13px;
    line-height: 1.6;
}

.map-card {
    min-height: 100%;
    background: #fff;
    border: 1px solid #e1e7dc;
    border-radius: 8px;
    overflow: hidden;
    box-shadow: 0 3px 12px rgba(0, 0, 0, 0.04);
}

.map-card iframe {
    display: block;
    width: 100%;
    height: 100%;
    min-height: 375px;
    border: 0;
}

.newsletter {
    background-color: var(--color-bg);
    padding: var(--space-lg) 0;
    border-top: 1px solid var(--color-border);
}

.newsletter-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--space-md);
    align-items: center;
}

.newsletter-content {
    text-align: center;
}

.newsletter-content h3 {
    font-size: clamp(1.75rem, 3vw, 2.25rem);
    margin-bottom: var(--space-xs);
}

.newsletter-content p {
    color: var(--color-text-light);
    font-size: 0.9375rem;
    margin-bottom: var(--space-md);
}

.newsletter-form {
    display: flex;
    flex-direction: column;
    gap: var(--space-sm);
    max-width: 360px;
    margin: 0 auto;
}

.newsletter-map {
    height: 200px;
    border-radius: var(--border-radius);
    overflow: hidden;
    background-color: var(--color-bg-alt);
}

@media (min-width: 480px) {

    .newsletter-form {
        flex-direction: row;
        max-width: 400px;
    }

    .newsletter-form .form-input {
        flex: 1;
    }

    .newsletter-form .btn {
        flex-shrink: 0;
    }

}

.footer {
    position: relative;
    width: 100vw;
    background-color: var(--bank-green);
    margin-left: calc(50% - 50vw);
    margin-right: calc(50% - 50vw);
    margin-top: 60px;
    color: #fff;
}

.footer-top {
    max-width: 1250px;
    margin: auto;
    padding: 32px 25px 28px;
    display: grid;
    grid-template-columns: 1.6fr 1fr 1fr 1.4fr;
    gap: 45px;
}

.footer-logo {
    width: 65px;
    height: auto;
    margin-bottom: 10px;
}

.footer-about h3 {
    color: #fff;
    font-size: 18px;
    font-weight: 600;
    margin: 0 0 8px;
    line-height: 1.4;
}

.footer-about p {
    color: #E8EEDC;
    font-size: 13px;
    line-height: 1.5;
    margin: 0;
}

.footer-column h4 {
    color: #fff;
    font-size: 15px;
    font-weight: 600;
    margin: 5px 0 18px;
    position: relative;
    padding-bottom: 7px;
}

.footer-column h4::after {
    content: "";
    position: absolute;
    left: 0;
    bottom: 0;
    width: 30px;
    height: 2px;
    background: var(--bank-yellow);
    border-radius: 50px;
}

.footer-column ul {
    list-style: none;
    margin: 0;
    padding: 0;
}

.footer-column ul li {
    margin-bottom: 8px;
}

.footer-column ul li a {
    color: #E8EEDC;
    text-decoration: none;
    font-size: 13px;
    display: inline-block;
    transition: .25s ease;
}

.footer-column ul li a:hover {
    color: var(--bank-yellow);
    transform: translateX(3px);
}

.footer-contact li {
    display: flex;
    align-items: flex-start;
    gap: 9px;
    margin-bottom: 9px;
    color: #E8EEDC;
}

.footer-contact i {
    width: 16px;
    color: var(--bank-yellow);
    margin-top: 3px;
    font-size: 13px;
}

.footer-contact span {
    font-size: 13px;
    line-height: 1.5;
}

.footer-links {
    max-width: 1250px;
    margin: auto;
    padding: 12px 25px;
    border-top: 1px solid rgba(255,255,255,.15);
    border-bottom: 1px solid rgba(255,255,255,.15);
    display: flex;
    justify-content: center;
    align-items: center;
    flex-wrap: wrap;
    gap: 8px;
}

.footer-links span {
    color: rgba(255,255,255,.35);
    font-size: 12px;
}

.footer-links a {
    color: #E8EEDC;
    text-decoration: none;
    font-size: 12px;
    transition: .25s ease;
}

.footer-links a:hover {
    color: var(--bank-yellow);
}

.footer-bottom {
    max-width: 1250px;
    margin: auto;
    padding: 12px 25px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 20px;
    color: #E8EEDC;
    font-size: 11px;
}

.footer-left {
    flex: 1;
}

.footer-center {
    flex: 1;
    text-align: center;
}

.footer-right {
    flex: 1;
    text-align: right;
}

.footer-right strong {
    color: var(--bank-yellow);
}

.footer-column {
    transition: none;
}

.footer a {
    outline: none;
}

@media (max-width: 1100px) {

    .footer-top {
        grid-template-columns: repeat(2, 1fr);
        gap: 30px;
    }

}

@media (max-width: 650px) {

    .footer-top {
        grid-template-columns: 1fr;
        padding: 30px 20px;
        gap: 25px;
    }

    .footer-column {
        text-align: center;
    }

    .footer-about {
        text-align: center;
    }

    .footer-column h4::after {
        left: 50%;
        transform: translateX(-50%);
    }

    .footer-contact li {
        justify-content: center;
        text-align: left;
    }

    .footer-links {
        padding: 12px 15px;
        gap: 6px;
    }

    .footer-links a {
        font-size: 11px;
    }

    .footer-bottom {
        flex-direction: column;
        padding: 12px 15px;
        gap: 5px;
        text-align: center;
        font-size: 11px;
    }

    .footer-left,
        .footer-center,
        .footer-right {
        text-align: center;
    }

}

@media (min-width: 640px) {

    .services-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .work-grid {
        grid-template-columns: repeat(2, 1fr);
    }

}

@media (min-width: 768px) {

    .newsletter-grid {
        grid-template-columns: 1fr 2fr;
        gap: var(--space-lg);
    }

    .newsletter-map {
        height: 100%;
        min-height: 180px;
    }

    .about-grid {
        grid-template-columns: 1fr 1.5fr;
    }

    .services-grid {
        grid-template-columns: repeat(3, 1fr);
    }

    .work-grid {
        grid-template-columns: repeat(3, 1fr);
    }

    .testimonials-grid {
        grid-template-columns: repeat(2, 1fr);
    }

}

@media (max-width: 767px) {

    .nav {
        position: fixed;
        top: 4rem;
        left: 0;
        right: 0;
        background-color: var(--color-bg);
        border-bottom: 1px solid var(--color-border);
        padding: var(--space-md);
        transform: translateY(-100%);
        opacity: 0;
        visibility: hidden;
        transition: all 0.3s ease;
        overflow-y: auto;
        max-height: calc(100dvh - 4rem);
    }

    .nav.active {
        transform: translateY(0);
        opacity: 1;
        visibility: visible;
    }

    .nav-list {
        flex-direction: column;
        gap: var(--space-sm);
    }

    .nav-toggle {
        display: block;
    }

}

.products {
    display: grid;
    grid-template-columns: repeat(auto-fit,minmax(200px,1fr));
    gap: 20px;
    padding: 20px 5%;
    background: var(--color-bg-alt);
    border-radius: 10px;
}

.product-card {
    background: #fff;
    border-radius: 18px;
    padding: 25px;
    text-align: center;
    box-shadow: 0 10px 30px rgba(0,0,0,.08);
    transition: .35s;
}

.product-card img {
    display: block;
    width: 80px;
    height: 80px;
    object-fit: contain;
    margin: 0 auto 20px;
}

.product-card h3 {
    margin-bottom: 12px;
    color: var(--color-primary-dark);
}

.product-card p {
    color: var(--color-text-light);
    line-height: 1.6;
    margin-bottom: 20px;
}

.product-card a {
    text-decoration: none;
    color: var(--color-primary);
    font-weight: 600;
}

.product-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 20px 40px rgba(0,0,0,.15);
}

.logo1 {
    flex-shrink: 0;
    display: flex;
    align-items: center;
    gap: 10px;
    text-decoration: none;
    color: var(--color-text);
    font-weight: 700;
    font-size: 1rem;
}

.logo1 img {
    width: 60px;
    height: 60px;
    object-fit: contain;
}

.logo-card {
    background: var(--color-bg-alt);
    border-radius: 18px;
    padding: 4px;
    text-align: center;
    box-shadow: 0 10px 30px rgba(0,0,0,.08);
    transition: .35s;
}

.directors-section {
    width: 100%;
    padding: 0;
    background: transparent;
}

.section-title h2 {
    margin: 0;
    font-size: 34px;
    color: var(--color-primary-dark);
    font-weight: 700;
}

.section-title p {
    margin-top: 10px;
    color: var(--color-text-light);
    font-size: 16px;
}

.directors-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit,minmax(180px,1fr));
    gap: 25px;
}

.director-card {
    background: #fff;
    border: 1px solid #e9ecef;
    border-radius: 16px;
    padding: 25px 20px;
    text-align: center;
    box-shadow: 0 4px 15px rgba(0,0,0,.08);
    transition: .3s ease;
}

.director-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 12px 25px rgba(0,0,0,.12);
    border-color: var(--color-primary-dark);
}

.director-card img {
    display: block;
    width: 180px;
    height: 220px;
    margin: 0 auto 20px;
    object-fit: cover;
    border-radius: 10px;
    border: 3px solid var(--color-primary-dark);
}

.director-card h3 {
    margin: 0 0 8px;
    color: var(--color-primary-dark);
    font-size: 16px;
    font-weight: 600;
}

.director-card span {
    display: inline-block;
    padding: 7px 18px;
    background: var(--color-primary-dark);
    color: #fff;
    border-radius: 20px;
    font-size: 14px;
    font-weight: 500;
}

.director-card p {
    margin-top: 15px;
    color: var(--color-text-light);
    line-height: 1.6;
    font-size: 14px;
}

.about-page {
    max-width: 1400px;
    margin: 80px auto;
    padding: 0 20px;
}

.about-hero {
    display: grid;
    grid-template-columns: 1.1fr 1fr;
    gap: 60px;
    align-items: center;
    margin-bottom: 80px;
}

.about-text {
    animation: fadeUp .8s ease;
}

.section-tag {
    display: inline-block;
    background: var(--bank-green-light);
    color: var(--bank-green);
    padding: 8px 18px;
    border-radius: 30px;
    font-size: 14px;
    font-weight: 600;
    letter-spacing: .5px;
    margin-bottom: 20px;
}

.about-text h1 {
    font-size: 52px;
    color: var(--bank-green);
    line-height: 1.2;
    margin-bottom: 25px;
}

.about-text p {
    color: #555;
    line-height: 1.9;
    font-size: 17px;
    text-align: justify;
    margin-bottom: 35px;
}

.about-btn {
    display: inline-block;
    background: var(--bank-green);
    color: #fff;
    padding: 14px 32px;
    border-radius: 35px;
    text-decoration: none;
    font-weight: 600;
    transition: .3s;
}

.about-btn:hover {
    background: var(--bank-yellow);
    color: var(--bank-green);
}

.about-image img {
    width: 100%;
    border-radius: 18px;
    box-shadow: 0 12px 35px rgba(0,0,0,.12);
}

.about-stats {
    display: grid;
    grid-template-columns: repeat(4,1fr);
    gap: 25px;
    margin-bottom: 80px;
}

.stat {
    background: #fff;
    text-align: center;
    padding: 35px 20px;
    border-radius: 15px;
    box-shadow: 0 8px 25px rgba(0,0,0,.08);
    transition: .3s;
}

.stat:hover {
    transform: translateY(-8px);
}

.stat h2 {
    color: var(--bank-green);
    font-size: 42px;
    margin-bottom: 12px;
}

.stat span {
    color: #666;
    font-size: 16px;
}

.vision-mission {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 35px;
    margin-bottom: 80px;
}

.values {
    margin-bottom: 70px;
}

.values h2 {
    text-align: center;
    color: var(--bank-green);
    font-size: 36px;
    margin-bottom: 45px;
}

.value-grid {
    display: grid;
    grid-template-columns: repeat(5,1fr);
    gap: 25px;
}

.value-card {
    background: #fff;
    text-align: center;
    padding: 35px 20px;
    border-radius: 18px;
    box-shadow: 0 8px 22px rgba(0,0,0,.08);
    transition: .3s;
}

.value-card:hover {
    transform: translateY(-8px);
    background: var(--bank-green);
}

.value-card i {
    font-size: 42px;
    color: var(--bank-yellow);
    margin-bottom: 20px;
}

.value-card h3 {
    color: var(--bank-green);
    transition: .3s;
}

.value-card:hover h3 {
    color: #fff;
}

.staff-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit,minmax(180px,1fr));
    gap: 20px;
}

.staff-card {
    background: #fff;
    border: 1px solid #e8e8e8;
    border-radius: 15px;
    padding: 10px;
    text-align: center;
    transition: .3s;
}

.staff-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 25px rgba(0,0,0,.12);
}

.staff-card img {
    width: 160px;
    height: 190px;
    object-fit: cover;
    border-radius: 10px;
    border: 3px solid var(--color-primary-dark);
    margin: 0 auto 15px;
    display: block;
}

.staff-card h3 {
    margin: 0;
    font-size: 14px;
    color: var(--color-primary-dark);
    font-weight: 550;
    width: auto-fit;
}

.staff-card span {
    display: block;
    margin-top: 8px;
    color: var(--color-text-light);
    font-size: 14px;
    font-weight: 400;
    width: auto-fit;
}

.service-charges-page {
    max-width: auto;
    margin: 50px auto;
    padding: 0 20px;
}

.service-charges-header {
    text-align: center;
    margin-bottom: 30px;
}

.service-label {
    display: inline-block;
    color: var(--bank-green);
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 1.5px;
    margin-bottom: 7px;
}

.service-charges-header h1 {
    color: #333;
    font-size: 32px;
    font-weight: 600;
    margin: 0 0 10px;
}

.service-charges-header p {
    max-width: 700px;
    margin: auto;
    color: #666;
    font-size: 14px;
    line-height: 1.6;
}

.service-table-wrapper {
    width: 100%;
    overflow-x: auto;
    border: 1px solid #e3e8dd;
    border-radius: 8px;
    background: #fff;
}

.service-table {
    width: 100%;
    border-collapse: collapse;
    min-width: 850px;
    font-size: 14px;
}

.service-table thead th {
    background: var(--bank-green);
    color: #fff;
    padding: 15px 14px;
    text-align: left;
    font-size: 14px;
    font-weight: 600;
    border-right: 1px solid rgba(255,255,255,.15);
}

.service-table thead th:last-child {
    border-right: none;
}

.service-table .sl-column {
    width: 55px;
    text-align: center;
}

.service-table .type-column {
    width: 230px;
}

.service-table tbody td {
    padding: 14px;
    border-bottom: 1px solid #e8ece4;
    border-right: 1px solid #edf0ea;
    color: #444;
    vertical-align: middle;
    line-height: 1.5;
}

.service-table tbody td:last-child {
    border-right: none;
}

.service-table tbody tr:last-child td {
    border-bottom: none;
}

.service-table tbody .sl-column {
    color: var(--bank-green);
    font-weight: 700;
    background: #f7f9f4;
}

.service-table .type-column strong {
    color: #333;
    font-size: 14px;
    font-weight: 600;
}

.charge {
    display: inline-block;
    color: var(--bank-green);
    background: #f2f6ed;
    border: 1px solid #dce7d1;
    border-radius: 5px;
    padding: 5px 9px;
    font-weight: 600;
    font-size: 13px;
}

.charge.free {
    color: #4d4d4d;
    background: #f5f5f5;
    border-color: #e5e5e5;
}

.service-table tbody tr {
    transition: background .2s ease;
}

.service-table tbody tr:hover {
    background: #fbfcf9;
}

.service-charge-note {
    margin-top: 18px;
    padding: 13px 16px;
    display: flex;
    align-items: flex-start;
    gap: 10px;
    background: #f5f8f1;
    border-left: 4px solid var(--bank-green);
    border-radius: 5px;
    color: #555;
    font-size: 13px;
    line-height: 1.6;
}

.service-charge-note i {
    color: var(--bank-green);
    margin-top: 3px;
}

@media (max-width: 500px) {

    .service-charges-header {
        margin-bottom: 22px;
    }

    .service-charges-header h1 {
        font-size: 24px;
    }

    .service-label {
        font-size: 11px;
    }

    .service-table {
        min-width: 760px;
        font-size: 13px;
    }

    .service-table thead th {
        padding: 12px 10px;
        font-size: 13px;
    }

    .service-table tbody td {
        padding: 11px 10px;
    }

    .charge {
        font-size: 12px;
        padding: 4px 7px;
    }

    .service-charge-note {
        font-size: 12px;
    }

}

.notice-banner {
    width: 100%;
    padding: 40px 5%;
    background: var(--color-bg-alt);
}

.notice-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 20px;
}

.notice-header h2 {
    margin: 0;
    color: var(--color-primary-dark);
    font-size: 30px;
}

.notice-header a {
    text-decoration: none;
    color: var(--color-primary-dark);
    font-weight: 600;
}

.notice-card {
    background: #fff;
    border: 1px solid var(--color-border);
    border-radius: 15px;
    overflow: hidden;
    box-shadow: 0 8px 25px rgba(0,0,0,.08);
    transition: .3s;
}

.notice-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 15px 35px rgba(0,0,0,.12);
}

.notice-card img {
    display: block;
    width: 100%;
    height: auto;
}

.dicgc-banner {
    width: 100%;
    max-width: var(--max-width);
    margin: 30px auto;
    padding: 0 var(--space-md);
}

.dicgc-banner a {
    display: block;
    text-decoration: none;
}

.dicgc-banner img {
    width: 120%;
    height: auto;
    display: block;
    border: 1px solid var(--color-border);
    border-radius: 18px;
    box-shadow: 0 10px 25px rgba(0,0,0,.08);
    transition: .35s ease;
}

.dicgc-banner img:hover {
    transform: translateY(-3px);
    box-shadow: 0 18px 40px rgba(0,0,0,.12);
}

.notice-bar {
    position: relative;
    top: auto;
    left: auto;
    right: auto;
    width: 100%;
    height: 48px;
    background: #ffffff;
    display: flex;
    align-items: center;
    overflow: hidden;
    border-top: 1px solid #e6e6e6;
    border-bottom: 1px solid #e6e6e6;
    box-shadow: 0 3px 10px rgba(0,0,0,.05);
}

.notice-label {
    flex-shrink: 0;
    background: var(--bank-green);
    color: #fff;
    font-weight: 600;
    padding: 0 22px;
    height: 48px;
    display: flex;
    align-items: center;
    gap: 10px;
    letter-spacing: .5px;
}

.notice-wrapper {
    flex: 1;
    overflow: hidden;
    position: relative;
}

.notice-track {
    display: inline-flex;
    align-items: center;
    white-space: nowrap;
    animation: scrollNotice 35s linear infinite;
}

.notice-wrapper:hover .notice-track {
    animation-play-state: paused;
}

.notice-track a {
    color: var(--bank-green);
    text-decoration: none;
    font-size: 15px;
    font-weight: 500;
    padding: 0 18px;
}

.notice-track a:hover {
    color: #d32f2f;
}

@keyframes scrollNotice {

    from {
        transform: translateX(60%);
    }

    to {
        transform: translateX(-60%);
    }

}

@keyframes scrollNotice {

    from {
        transform: translateX(60%);
    }

    to {
        transform: translateX(-60%);
    }

}

.content-page {
    width: 100%;
    padding: 70px 0;
    background: #FBFAF3;
}

.container {
    width: 100%;
    max-width: 1400px;
    margin: auto;
    padding: 0 20px;
}

.page-hero {
    display: grid;
    grid-template-columns: 1.15fr 1fr;
    gap: 60px;
    align-items: center;
    margin-bottom: 70px;
}

.page-text {
    animation: fadeUp .8s ease;
}

.page-image {
    width: 100%;
}

.page-image img {
    width: 100%;
    border-radius: 18px;
    display: block;
    box-shadow: 0 15px 40px rgba(0,0,0,.10);
}

.page-tag {
    display: inline-block;
    padding: 8px 18px;
    background: var(--bank-green-light);
    color: var(--bank-green);
    font-size: 13px;
    font-weight: 700;
    border-radius: 30px;
    text-transform: uppercase;
    letter-spacing: .8px;
    margin-bottom: 18px;
}

.page-title {
    color: var(--bank-green);
    font-size: 52px;
    line-height: 1.2;
    font-weight: 700;
    margin-bottom: 25px;
}

.page-subtitle {
    font-size: 19px;
    color: #555;
    line-height: 1.8;
    margin-bottom: 30px;
}

.page-text p {
    color: #555;
    font-size: 17px;
    line-height: 1.9;
    margin-bottom: 20px;
    text-align: justify;
}

.section {
    margin-bottom: 65px;
}

.section-title {
    text-align: center;
    color: var(--bank-green);
    font-size: 36px;
    font-weight: 700;
    margin-bottom: 25px;
    position: relative;
    padding-bottom: 12px;
}

.section-title::after {
    content: "";
    position: absolute;
    left: 0;
    bottom: 0;
    width: 70px;
    height: 4px;
    background: var(--bank-yellow);
    border-radius: 50px;
}

.section-subtitle {
    color: #666;
    font-size: 18px;
    line-height: 1.8;
    margin-bottom: 35px;
}

.page-text a {
    color: var(--bank-green);
    text-decoration: none;
    font-weight: 600;
}

.page-text a:hover {
    color: #d0b93b;
}

.btn {
    font-family: var(--font-main);
    text-align: center;
    border: none;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 14px 30px;
    border-radius: 40px;
    text-decoration: none;
    cursor: pointer;
    transition: .35s;
    font-weight: 600;
    font-size: 15px;
}

.btn-primary {
    background-color: var(--color-primary);
    background: var(--bank-green);
    color: #fff;
}

.btn-primary:hover {
    background-color: var(--color-primary-dark);
    color: var(--color-white);
    background: var(--bank-green-dark);
}

.btn-gold {
    background: var(--bank-yellow);
    color: var(--bank-green);
}

.btn-gold:hover {
    background: #d0b93b;
}

.btn-outline {
    border: 2px solid var(--bank-green);
    color: var(--bank-green);
    background: #fff;
}

.btn-outline:hover {
    background: var(--bank-green);
    color: #fff;
}

.image-card {
    background: #fff;
    border-radius: 18px;
    overflow: hidden;
    box-shadow: 0 10px 30px rgba(0,0,0,.08);
}

.image-card img {
    width: 100%;
    display: block;
}

.divider {
    color: var(--bank-green);
    font-size: 14px;
    width: 100%;
    height: 1px;
    background: #E5E5E5;
    margin: 50px 0;
}

@keyframes fadeUp {

    from {
        opacity: 0;
        transform: translateY(35px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }

}

@keyframes fadeUp {

    from {
        opacity: 0;
        transform: translateY(35px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }

}

.card {
    background: #fff;
    padding: 35px;
    border-radius: 18px;
    box-shadow: 0 10px 25px rgba(0,0,0,.08);
    transition: .35s;
    border-top: 5px solid var(--bank-yellow);
}

.card:hover {
    transform: translateY(-8px);
    box-shadow: 0 20px 40px rgba(0,0,0,.10);
}

.card h2 {
    color: var(--bank-green);
    margin-bottom: 18px;
    font-size: 28px;
}

.card h3 {
    color: var(--bank-green);
    margin-bottom: 12px;
}

.card p {
    color: #555;
    line-height: 1.9;
}

.grid-2 {
    display: grid;
    grid-template-columns: repeat(2,1fr);
    gap: 30px;
    margin-bottom: 40px;
}

.grid-3 {
    display: grid;
    grid-template-columns: repeat(3,1fr);
    gap: 30px;
    margin-bottom: 40px;
}

.grid-4 {
    display: grid;
    grid-template-columns: repeat(4,1fr);
    gap: 25px;
    margin-bottom: 40px;
}

.feature-card i {
    font-size: 46px;
    color: var(--bank-yellow);
    margin-bottom: 20px;
}

.feature-card:hover h3,

.feature-card:hover p {
    color: #fff;
}

.icon-box {
    display: flex;
    align-items: flex-start;
    gap: 18px;
    background: #fff;
    padding: 28px;
    border-radius: 16px;
    box-shadow: 0 6px 18px rgba(0,0,0,.08);
    transition: .3s;
}

.icon-box:hover {
    transform: translateY(-5px);
}

.icon-box i {
    width: 60px;
    height: 60px;
    display: flex;
    justify-content: center;
    align-items: center;
    border-radius: 50%;
    background: var(--bank-green);
    color: var(--bank-yellow);
    font-size: 24px;
}

.icon-box h3 {
    color: var(--bank-green);
    margin-bottom: 8px;
}

.icon-box p {
    color: #666;
    line-height: 1.8;
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(4,1fr);
    gap: 25px;
    margin: 40px 0;
}

.stat-card {
    background: #fff;
    padding: 35px 20px;
    text-align: center;
    border-radius: 18px;
    box-shadow: 0 8px 22px rgba(0,0,0,.08);
    transition: .3s;
}

.stat-card:hover {
    transform: translateY(-8px);
}

.stat-card h2 {
    color: var(--bank-green);
    font-size: 42px;
    margin-bottom: 10px;
}

.stat-card span {
    color: #666;
}

.info-list {
    list-style: none;
    padding: 0;
    margin: 0;
}

.info-list li {
    position: relative;
    padding-left: 28px;
    margin-bottom: 14px;
    line-height: 1.8;
    color: #555;
}

.info-list li::before {
    content: "✔";
    position: absolute;
    left: 0;
    color: var(--bank-green);
    font-weight: bold;
}

.notice-box {
    background: #FFF8E1;
    border-left: 5px solid var(--bank-yellow);
    padding: 22px 25px;
    border-radius: 10px;
    margin: 30px 0;
}

.notice-box h3 {
    color: var(--bank-green);
    margin-bottom: 12px;
}

.notice-box p {
    color: #555;
    margin: 0;
}

.alert-box {
    background: #FDECEC;
    border-left: 5px solid #D32F2F;
    padding: 22px;
    border-radius: 10px;
}

.alert-box h3 {
    color: #B71C1C;
}

.alert-box p {
    color: #555;
}

.table-responsive {
    overflow-x: auto;
    margin: 35px 0;
}

.table {
    width: 100%;
    border-collapse: collapse;
    background: #fff;
    border-radius: 15px;
    overflow: hidden;
    box-shadow: 0 8px 20px rgba(0,0,0,.08);
}

.table thead {
    background: var(--bank-green);
    color: #fff;
}

.table th {
    padding: 16px;
    text-align: left;
    font-weight: 600;
}

.table td {
    padding: 15px;
    border-bottom: 1px solid #eee;
    color: #555;
}

.table tbody tr:hover {
    background: #FBFAF3;
}

.feature-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit,minmax(230px,1fr));
    gap: 25px;
}

.timeline {
    position: relative;
    margin: 50px 0;
    padding-left: 40px;
}

.timeline::before {
    content: "";
    position: absolute;
    left: 12px;
    top: 0;
    width: 4px;
    height: 100%;
    background: var(--bank-green);
    border-radius: 20px;
}

.timeline-item {
    position: relative;
    margin-bottom: 35px;
}

.timeline-item:last-child {
    margin-bottom: 0;
}

.timeline-dot {
    position: absolute;
    left: -38px;
    top: 8px;
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: var(--bank-yellow);
    border: 4px solid var(--bank-green);
}

.timeline-content {
    background: #fff;
    padding: 25px 30px;
    border-radius: 15px;
    box-shadow: 0 8px 20px rgba(0,0,0,.08);
}

.timeline-content h3 {
    color: var(--bank-green);
    margin-bottom: 10px;
}

.timeline-date {
    display: inline-block;
    background: var(--bank-green-light);
    color: var(--bank-green);
    padding: 5px 14px;
    border-radius: 30px;
    font-size: 13px;
    font-weight: 600;
    margin-bottom: 12px;
}

.timeline-content p {
    color: #555;
    line-height: 1.8;
}

.cta-section {
    background: linear-gradient(135deg,var(--bank-green),#164E9B);
    color: #fff;
    border-radius: 20px;
    padding: 60px;
    margin: 70px 0;
    text-align: center;
}

.cta-section h2 {
    font-size: 38px;
    margin-bottom: 20px;
}

.cta-section p {
    font-size: 18px;
    color: #F1F5E9;
    max-width: 800px;
    margin: auto auto 30px;
    line-height: 1.8;
}

.cta-buttons {
    display: flex;
    justify-content: center;
    gap: 20px;
    flex-wrap: wrap;
}

.download-card {
    display: flex;
    justify-content: space-between;
    align-items: center;
    background: #fff;
    padding: 25px;
    border-radius: 16px;
    box-shadow: 0 8px 20px rgba(0,0,0,.08);
    margin-bottom: 20px;
}

.download-info h3 {
    color: var(--bank-green);
    margin-bottom: 8px;
}

.download-info p {
    color: #666;
}

.gallery-grid {
    display: grid;
    grid-template-columns: repeat(3,1fr);
    gap: 25px;
}

.gallery-grid img {
    width: 100%;
    border-radius: 16px;
    transition: .35s;
    box-shadow: 0 8px 20px rgba(0,0,0,.08);
}

.gallery-grid img:hover {
    transform: scale(1.04);
}

.team-grid {
    display: grid;
    grid-template-columns: repeat(4,1fr);
    gap: 30px;
}

.team-card {
    background: #fff;
    border-radius: 18px;
    overflow: hidden;
    box-shadow: 0 8px 20px rgba(0,0,0,.08);
    text-align: center;
    transition: .3s;
}

.team-card:hover {
    transform: translateY(-8px);
}

.team-card img {
    width: 100%;
    height: 280px;
    object-fit: cover;
}

.team-card h3 {
    color: var(--bank-green);
    margin-top: 20px;
}

.team-card p {
    color: #666;
    padding-bottom: 20px;
}

.mt-20 {
    margin-top: 20px;
}

.mt-30 {
    margin-top: 30px;
}

.mt-40 {
    margin-top: 40px;
}

.mt-60 {
    margin-top: 60px;
}

.mb-20 {
    margin-bottom: 20px;
}

.mb-30 {
    margin-bottom: 30px;
}

.mb-40 {
    margin-bottom: 40px;
}

.mb-60 {
    margin-bottom: 60px;
}

.pt-40 {
    padding-top: 40px;
}

.pb-40 {
    padding-bottom: 40px;
}

.p-20 {
    padding: 20px;
}

.p-30 {
    padding: 30px;
}

.text-center {
    text-align: center;
}

.text-left {
    text-align: left;
}

.text-right {
    text-align: right;
}

.text-justify {
    text-align: justify;
}

.rounded {
    border-radius: 18px;
}

.shadow {
    box-shadow: 0 8px 20px rgba(0,0,0,.08);
}

.bg-white {
    background: #fff;
}

.bg-light {
    background: #FBFAF3;
}

.text-primary {
    color: var(--bank-green);
}

.text-muted {
    color: #666;
}

.fade-up {
    animation: fadeUp .8s ease;
}

.fade-in {
    animation: fadeIn 1s ease;
}

.zoom-in {
    animation: zoomIn .7s ease;
}

.slide-left {
    animation: slideLeft .8s ease;
}

.slide-right {
    animation: slideRight .8s ease;
}

@keyframes fadeIn {

    from {
        opacity: 0;
    }

    to {
        opacity: 1;
    }

}

@keyframes fadeIn {

    from {
        opacity: 0;
    }

    to {
        opacity: 1;
    }

}

@keyframes zoomIn {

    from {
        opacity: 0;
        transform: scale(.9);
    }

    to {
        opacity: 1;
        transform: scale(1);
    }

}

@keyframes zoomIn {

    from {
        opacity: 0;
        transform: scale(.9);
    }

    to {
        opacity: 1;
        transform: scale(1);
    }

}

@keyframes slideLeft {

    from {
        opacity: 0;
        transform: translateX(-40px);
    }

    to {
        opacity: 1;
        transform: translateX(0);
    }

}

@keyframes slideLeft {

    from {
        opacity: 0;
        transform: translateX(-40px);
    }

    to {
        opacity: 1;
        transform: translateX(0);
    }

}

@keyframes slideRight {

    from {
        opacity: 0;
        transform: translateX(40px);
    }

    to {
        opacity: 1;
        transform: translateX(0);
    }

}

@keyframes slideRight {

    from {
        opacity: 0;
        transform: translateX(40px);
    }

    to {
        opacity: 1;
        transform: translateX(0);
    }

}

@media (max-width:1200px) {

    .about-hero {
        grid-template-columns: 1fr;
    }

    .about-stats {
        grid-template-columns: repeat(2,1fr);
    }

    .value-grid {
        grid-template-columns: repeat(3,1fr);
    }

    .page-title {
        font-size: 42px;
    }

    .page-hero {
        grid-template-columns: 1fr;
    }

    .team-grid {
        grid-template-columns: repeat(2,1fr);
    }

    .gallery-grid {
        grid-template-columns: repeat(2,1fr);
    }

}

.profile-photo {
    width: 160px;
    height: 160px;
    border-radius: 50%;
    object-fit: cover;
    display: block;
    margin: 0 auto 20px;
    border: 5px solid #F8F6EA;
    box-shadow: 0 8px 20px rgba(0,0,0,.10);
}

.profile-photo:hover {
    transform: scale(1.04);
    border-color: var(--bank-orange);
    box-shadow: 0 12px 26px rgba(23, 101, 47, .16);
}

.branch-card {
    padding: 22px;
}

.branch-card h3 {
    font-size: 22px;
    margin-bottom: 12px;
    color: var(--bank-green);
}

.branch-card p {
    font-size: 14px;
    line-height: 1.6;
    margin-bottom: 12px;
}

.branch-card .btn {
    width: 100%;
    margin-top: 10px;
    padding: 10px;
    font-size: 14px;
}

.rate-page {
    max-width: 1100px;
    margin: 50px auto;
    padding: 0 20px;
}

.rate-header {
    text-align: center;
    margin-bottom: 30px;
}

.rate-label {
    display: inline-block;
    color: var(--bank-green);
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 1.5px;
    margin-bottom: 7px;
}

.rate-header h1 {
    color: #333;
    font-size: 32px;
    font-weight: 600;
    margin: 0 0 10px;
}

.rate-header p {
    max-width: 700px;
    margin: auto;
    color: #666;
    font-size: 14px;
    line-height: 1.6;
}

.rate-tables-grid {
    display: grid;
    grid-template-columns: 1.35fr 1fr;
    gap: 25px;
    width: 100%;
    align-items: start;
}

.rate-table-wrapper {
    width: 100%;
    background: #fff;
    border: 1px solid #e1e7dc;
    border-radius: 8px;
    overflow: hidden;
    box-shadow: 0 3px 12px rgba(0, 0, 0, 0.05);
}

.rate-table,
.rate-condition-table {
    width: 100%;
    border-collapse: collapse;
    border-spacing: 0;
    font-size: 14px;
}

.rate-table thead th,
.rate-condition-table thead th {
    background: var(--bank-green);
    color: #fff;
    padding: 15px 18px;
    text-align: left;
    font-size: 14px;
    font-weight: 600;
    border: none;
}

.rate-table thead th:last-child {
    text-align: center;
}

.rate-table tbody td {
    padding: 14px 18px;
    border-bottom: 1px solid #e8ece4;
    color: #444;
    line-height: 1.5;
    vertical-align: middle;
}

.rate-table tbody tr:last-child td {
    border-bottom: none;
}

.rate-table tbody td:first-child {
    font-weight: 500;
}

.rate-table tbody td:last-child {
    width: 150px;
    text-align: center;
}

.rate-value {
    display: inline-block;
    min-width: 70px;
    padding: 6px 12px;
    background: #f3f7ee;
    border: 1px solid #dce8d2;
    border-radius: 5px;
    color: var(--bank-green);
    font-size: 14px;
    font-weight: 700;
    text-align: center;
}

.rate-table tbody tr {
    transition: background 0.2s ease;
}

.rate-table tbody tr:hover {
    background: #fafcf8;
}

.rate-section-row td {
    background: #f5f8f1;
    color: #4f7130 !important;
    font-weight: 700 !important;
    border-bottom: 1px solid #dce8d2 !important;
}

.rate-sub-category {
    padding-left: 38px !important;
    font-weight: 500 !important;
}

.rate-condition-table tbody td {
    padding: 13px 16px;
    border-bottom: 1px solid #e8ece4;
    color: #444;
    line-height: 1.5;
    vertical-align: top;
}

.rate-condition-table tbody tr:last-child td {
    border-bottom: none;
}

.rate-condition-table tbody td:first-child {
    width: 38%;
    font-weight: 600;
    color: #555;
}

.rate-condition-table tbody tr {
    transition: background 0.2s ease;
}

.rate-condition-table tbody tr:hover {
    background: #fafcf8;
}

.condition-icon {
    color: var(--bank-green);
    margin-right: 6px;
    width: 15px;
    text-align: center;
}

.rate-note {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    margin-top: 18px;
    padding: 13px 16px;
    background: #f5f8f1;
    border-left: 4px solid var(--bank-green);
    border-radius: 5px;
    color: #555;
    font-size: 13px;
    line-height: 1.6;
}

.rate-note i {
    color: var(--bank-green);
    margin-top: 3px;
    flex-shrink: 0;
}

.tariff-grid {
    display: grid;
    grid-template-columns: repeat(2,1fr);
    gap: 25px;
    margin-top: 40px;
    margin-bottom: 40px;
}

.tariff-card {
    background: #fff;
    border-radius: 12px;
    box-shadow: 0 5px 15px rgba(0,0,0,.08);
    overflow: hidden;
}

.tariff-card h3 {
    background: var(--bank-green);
    color: #fff;
    padding: 12px 18px;
    font-size: 18px;
    margin: 0;
}

.tariff-table {
    width: 100%;
    border-collapse: collapse;
}

.tariff-table td {
    padding: 8px 15px;
    font-size: 14px;
    border-bottom: 1px solid #ECECEC;
}

.tariff-table tr:last-child td {
    border-bottom: none;
}

.tariff-table td:last-child {
    text-align: right;
    color: var(--bank-green);
    font-weight: 600;
    white-space: nowrap;
}

.tariff-table tr:nth-child(even) {
    background: #FAFBFD;
}

.tariff-table tr:hover {
    background: #F8F7ED;
}

.pdf-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 20px;
    flex-wrap: wrap;
    gap: 15px;
}

.pdf-viewer {
    width: 100%;
    height: 900px;
    border: 1px solid #d9e3f0;
    border-radius: 12px;
    overflow: hidden;
    background: #fff;
}

.pdf-viewer iframe {
    width: 100%;
    height: 100%;
    border: none;
}

@media (max-width:768px) {

    .section-title h2 {
        font-size: 28px;
    }

    .directors-grid {
        grid-template-columns: 1fr;
    }

    .director-card img {
        width: 160px;
        height: 200px;
    }

    .about-text h1 {
        font-size: 36px;
    }

    .vision-mission {
        grid-template-columns: 1fr;
    }

    .value-grid {
        grid-template-columns: repeat(2,1fr);
    }

    .staff-grid {
        grid-template-columns: repeat(auto-fit,minmax(180px,1fr));
    }

    .staff-card img {
        width: 140px;
        height: 170px;
    }

    .notice-header {
        flex-direction: column;
        gap: 10px;
        text-align: center;
    }

    .notice-label {
        padding: 0 15px;
        font-size: 14px;
    }

    .notice-track a {
        font-size: 14px;
    }

    .content-page {
        padding: 50px 0;
    }

    .page-title {
        font-size: 34px;
    }

    .page-subtitle {
        font-size: 17px;
    }

    .page-text p {
        font-size: 16px;
    }

    .section-title {
        font-size: 30px;
    }

    .container {
        padding: 0 15px;
    }

    .grid-2,

    .grid-3,

    .grid-4 {
        grid-template-columns: 1fr;
    }

    .stats-grid {
        grid-template-columns: 1fr;
    }

    .icon-box {
        flex-direction: column;
        text-align: center;
        align-items: center;
    }

    .card {
        padding: 25px;
    }

    .team-grid,

    .gallery-grid {
        grid-template-columns: 1fr;
    }

    .cta-section h2 {
        font-size: 30px;
    }

    .cta-section p {
        font-size: 16px;
    }

    .timeline-content {
        padding: 20px;
    }

    .tariff-grid {
        grid-template-columns: 1fr;
    }

    .pdf-viewer {
        height: 600px;
    }

    .pdf-header {
        flex-direction: column;
        align-items: flex-start;
    }

}

.hero-banner {
    position: relative;
    width: 100%;
    max-width: 1920px;
    height: 700px;
    margin-top: 15px;
    overflow: hidden;
}

.slides {
    position: relative;
    width: 100%;
    height: 100%;
}

.slide {
    position: absolute;
    inset: 0;
    opacity: 0;
    transition: opacity .8s ease;
}

.slide.active {
    opacity: 1;
    z-index: 1;
}

.slide img {
    width: 100%;
    height: 100%;
    object-fit: fit;
    display: block;
}

.slider-btn {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    width: 52px;
    height: 52px;
    border: none;
    border-radius: 50%;
    background: rgba(255,255,255,.85);
    color: var(--bank-green);
    font-size: 28px;
    cursor: pointer;
    transition: .3s;
    z-index: 10;
}

.slider-btn:hover {
    background: var(--bank-green);
    color: #fff;
}

.prev {
    left: 25px;
}

.next {
    right: 25px;
}

@media (max-width:576px) {

    .about-page {
        padding: 0 15px;
    }

    .about-stats {
        grid-template-columns: 1fr;
    }

    .value-grid {
        grid-template-columns: 1fr;
    }

    .about-text h1 {
        font-size: 30px;
    }

    .about-text p {
        font-size: 15px;
    }

    .page-title {
        font-size: 28px;
        line-height: 1.3;
    }

    .section-title {
        font-size: 26px;
    }

    .page-tag {
        font-size: 12px;
    }

    .btn {
        width: 100%;
    }

    .cta-buttons {
        flex-direction: column;
    }

    .cta-buttons .btn {
        width: 100%;
    }

    .timeline {
        padding-left: 25px;
    }

    .timeline-dot {
        width: 18px;
        height: 18px;
        left: -22px;
    }

    .hero-banner {
        height: 260px;
    }

    .slider-btn {
        width: 36px;
        height: 36px;
        font-size: 18px;
        left: 10px;
    }

    .next {
        right: 10px;
    }

}

.highlights-section {
    padding: 80px 0;
}

.highlights-grid {
    display: grid;
    grid-template-columns: 1fr 1.2fr;
    gap: 50px;
    align-items: center;
}

.highlights-cards {
    display: grid;
    grid-template-columns: repeat(2,1fr);
    gap: 20px;
}

.feature-card {
    text-align: center;
    background: #fff;
    border-radius: 16px;
    padding: 25px;
    box-shadow: 0 8px 25px rgba(0,0,0,.08);
    transition: .3s;
    border-top: 4px solid var(--bank-green);
}

.feature-card:hover {
    background: var(--bank-green);
    transform: translateY(-6px);
    border-top-color: var(--bank-orange);
    box-shadow: 0 12px 30px rgba(23, 101, 47, .12);
}

.feature-icon {
    font-size: 34px;
    margin-bottom: 15px;
}

.feature-card h3 {
    color: var(--bank-green);
    font-size: 20px;
    margin-bottom: 10px;
}

.feature-card p {
    color: #666;
    line-height: 1.7;
    font-size: 15px;
}

@media (max-width:992px) {

    .grid-4 {
        grid-template-columns: repeat(2,1fr);
    }

    .grid-3 {
        grid-template-columns: repeat(2,1fr);
    }

    .stats-grid {
        grid-template-columns: repeat(2,1fr);
    }

    .download-card {
        flex-direction: column;
        align-items: flex-start;
        gap: 20px;
    }

    .cta-section {
        padding: 40px 30px;
    }

    .timeline {
        padding-left: 30px;
    }

    .timeline-dot {
        left: -28px;
    }

    .hero-banner {
        height: 420px;
    }

    .slider-btn {
        width: 42px;
        height: 42px;
        font-size: 22px;
    }

    .highlights-grid {
        grid-template-columns: 1fr;
    }

    .highlights-cards {
        grid-template-columns: 1fr;
    }

}

.accessibility-widget {
    position: fixed;
    right: 20px;
    bottom: 20px;
    z-index: 99999;
}

.accessibility-btn {
    width: 56px;
    height: 56px;
    border: none;
    border-radius: 50%;
    background: var(--bank-green);
    color: #fff;
    font-size: 28px;
    cursor: pointer;
    box-shadow: 0 8px 20px rgba(0,0,0,.25);
}

.accessibility-panel {
    position: absolute;
    right: 0;
    bottom: 70px;
    width: 240px;
    background: #fff;
    border-radius: 10px;
    box-shadow: 0 10px 30px rgba(0,0,0,.20);
    padding: 15px;
    display: none;
}

.accessibility-panel.show {
    display: block;
}

.accessibility-panel h3 {
    margin: 0 0 10px;
    color: var(--bank-green);
    font-size: 18px;
}

.accessibility-panel button {
    width: 100%;
    margin-bottom: 8px;
    padding: 10px;
    border: 1px solid #ddd;
    background: #f7f7f7;
    cursor: pointer;
    border-radius: 5px;
    transition: .3s;
}

.accessibility-panel button:hover {
    background: var(--bank-green);
    color: #fff;
}

.high-contrast {
    background: #000 !important;
    color: #fff !important;
}

.high-contrast * {
    background: #000 !important;
    color: #fff !important;
    border-color: var(--bank-yellow) !important;
}

.faq-item {
    margin-bottom: 15px;
    border: 1px solid #e5e5e5;
    border-radius: 8px;
    overflow: hidden;
    background: #fff;
}

.faq-item summary {
    padding: 18px 20px;
    cursor: pointer;
    font-size: 17px;
    font-weight: 600;
    color: var(--bank-green);
    list-style: none;
    position: relative;
}

.faq-item summary::-webkit-details-marker {
    display: none;
}

.faq-item summary::after {
    content: "+";
    position: absolute;
    right: 20px;
    font-size: 24px;
    color: var(--bank-green);
}

.faq-item[open] summary::after {
    content: "−";
}

.faq-item p {
    padding: 0 20px 20px;
    line-height: 1.8;
    color: #555;
}

.deposit-page {
    width: 100%;
    max-width: 1250px;
    margin: 0 auto;
    padding: 60px 20px 70px;
}

.deposit-header {
    max-width: 850px;
    margin: 0 auto 45px;
    text-align: center;
}

.deposit-label {
    display: inline-block;
    margin-bottom: 12px;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 2px;
    color: var(--bank-orange);
}

.deposit-header h1 {
    margin: 0 0 15px;
    font-size: 38px;
    line-height: 1.2;
    font-weight: 700;
    color: var(--bank-green);
}

.deposit-header p {
    margin: 0;
    font-size: 16px;
    line-height: 1.8;
    color: #555;
}

.deposit-products {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 22px;
}

.deposit-card {
    background: #ffffff;
    border: 1px solid #e4e8df;
    border-radius: 12px;
    overflow: hidden;
    box-shadow: 0 5px 18px rgba(0, 0, 0, 0.06);
    transition: transform 0.3s ease,
        box-shadow 0.3s ease,
        border-color 0.3s ease;
}

.deposit-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 28px rgba(0, 0, 0, 0.10);
    border-color: var(--bank-green);
}

.deposit-card.active {
    border-color: var(--bank-orange);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.10);
}

.deposit-card-top {
    display: flex;
    align-items: center;
    gap: 18px;
    padding: 25px 25px 20px;
}

.deposit-icon {
    flex: 0 0 58px;
    width: 58px;
    height: 58px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 10px;
    background: #f3f8ed;
    color: var(--bank-green);
    font-size: 23px;
    transition: background 0.3s ease,
        color 0.3s ease;
}

.deposit-card:hover .deposit-icon {
    background: var(--bank-yellow);
    color: var(--bank-green);
}

.deposit-card.active .deposit-icon {
    background: var(--bank-orange);
    color: #ffffff;
}

.deposit-card-title {
    min-width: 0;
    flex: 1;
}

.deposit-card-title h3 {
    margin: 0 0 7px;
    font-size: 20px;
    line-height: 1.3;
    color: var(--bank-green);
}

.deposit-card-title p {
    margin: 0;
    font-size: 14px;
    line-height: 1.6;
    color: #777;
}

.deposit-details-btn {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 15px;
    padding: 14px 25px;
    border: 0;
    border-top: 1px solid #edf0e8;
    background: #f7f9f5;
    color: var(--bank-green);
    font-size: 14px;
    font-weight: 700;
    text-align: left;
    cursor: pointer;
    transition: background 0.3s ease,
        color 0.3s ease;
}

.deposit-details-btn:hover {
    background: var(--bank-yellow);
    color: var(--bank-green);
}

.deposit-card.active .deposit-details-btn {
    background: var(--bank-orange);
    color: #ffffff;
}

.deposit-details-btn i {
    font-size: 12px;
    transition: transform 0.3s ease;
}

.deposit-card.active
.deposit-details-btn i {
    transform: rotate(180deg);
}

.deposit-details {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.45s ease;
}

.deposit-details-inner {
    padding: 25px;
    border-top: 1px solid #edf0e8;
    background: #ffffff;
}

.deposit-details-inner h4 {
    margin: 0 0 10px;
    font-size: 18px;
    color: var(--bank-green);
}

.deposit-details-inner > p {
    margin: 0 0 22px;
    font-size: 14px;
    line-height: 1.75;
    color: #666;
}

.deposit-feature-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 12px;
}

.deposit-feature-grid > div {
    padding: 13px 15px;
    background: #f7f9f5;
    border-left: 3px solid var(--bank-orange);
    border-radius: 4px;
    transition: background 0.3s ease,
        border-color 0.3s ease;
}

.deposit-feature-grid > div:hover {
    background: #fffde0;
    border-left-color: var(--bank-green);
}

.deposit-feature-grid strong {
    display: block;
    margin-bottom: 4px;
    font-size: 12px;
    text-transform: uppercase;
    letter-spacing: 0.4px;
    color: var(--bank-green);
}

.deposit-feature-grid span {
    display: block;
    font-size: 13px;
    line-height: 1.5;
    color: #666;
}

.deposit-note {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    margin-top: 35px;
    padding: 18px 20px;
    background: #f7f9f5;
    border-left: 4px solid var(--bank-orange);
    border-radius: 6px;
}

.deposit-note i {
    margin-top: 3px;
    color: var(--bank-green);
    font-size: 18px;
}

.deposit-note p {
    margin: 0;
    font-size: 13px;
    line-height: 1.7;
    color: #666;
}

.deposit-note strong {
    color: var(--bank-green);
}

@media (max-width: 900px) {

    .top-bar {
        min-height: 30px;
        font-size: 9px;
    }

    .top-bar-inner {
        justify-content: center;
        min-height: 30px;
        padding: 0 10px;
    }

    .top-left {
        display: none;
    }

    .top-right {
        gap: 5px;
        font-size: 9px;
    }

    .top-right span:last-child {
        display: none;
    }

    .brand-inner {
        min-height: 78px;
        padding: 8px 12px;
        gap: 10px;
    }

    .logo1 {
        gap: 9px;
        min-width: 0;
    }

    .logo-image {
        width: 55px;
        height: 55px;
    }

    .logo-image img {
        width: 49px;
        height: 49px;
    }

    .bank-name {
        min-width: 0;
    }

    .bank-name strong {
        font-size: 12px;
        line-height: 1.2;
    }

    .bank-name span {
        font-size: 9px;
        line-height: 1.3;
    }

    .bank-name small {
        display: none;
    }

    .bank-highlights {
        display: none;
    }

    .navigation-area {
        position: relative;
        min-height: 52px;
    }

    .header.scrolled .navigation-area {
        position: fixed;
        top: 0;
        left: 0;
        right: 0;
        width: 100%;
        z-index: 99999;
    }

    .navigation-inner {
        min-height: 52px;
        padding: 5px 10px;
        justify-content: flex-end;
    }

    .nav-toggle {
        display: flex;
        margin-left: auto;
    }

    .nav-toggle.active span:nth-child(1) {
        transform: translateY(7px)
                rotate(45deg);
    }

    .nav-toggle.active span:nth-child(2) {
        opacity: 0;
    }

    .nav-toggle.active span:nth-child(3) {
        transform: translateY(-7px)
                rotate(-45deg);
    }

    .nav {
        position: absolute;
        top: 100%;
        left: 10px;
        right: 10px;
        display: none;
        width: auto;
        height: auto;
        max-height: calc(100vh - 100px);
        overflow-y: auto;
        margin: 0;
        padding: 6px;
        background: #ffffff;
        border: 1px solid var(--header-border);
        border-top: 4px solid var(--bank-green);
        border-radius: 0 0 8px 8px;
        box-shadow: 0 15px 35px rgba(0,0,0,0.16);
        z-index: 99999;
    }

    .nav.active {
        display: block;
    }

    .nav > ul {
        display: flex;
        flex-direction: column;
        align-items: stretch;
        width: 100%;
        margin: 0;
        padding: 0;
    }

    .nav > ul > li {
        display: block;
        width: 100%;
        margin: 0;
        padding: 0;
    }

    .nav > ul > li > a,
        .nav > ul > li > .nav-link {
        display: flex;
        align-items: center;
        justify-content: space-between;
        width: 100%;
        min-height: 43px;
        padding: 0 13px;
        box-sizing: border-box;
        color: #ffffff;
        background: var(--bank-orange);
        border: none;
        border-bottom: 1px solid rgba(255,255,255,0.30);
        font-size: 12px;
        font-weight: 700;
        white-space: normal;
        text-decoration: none;
    }

    .nav > ul > li:first-child > a {
        background: var(--bank-green);
    }

    .nav > ul > li:first-child > a::before {
        display: none;
    }

    .nav li.has-submenu > a::after,
        .nav li.has-submenu > .nav-link::after {
        content: "";
        width: 7px;
        height: 7px;
        flex-shrink: 0;
        margin-left: auto;
        border-right: 2px solid currentColor;
        border-bottom: 2px solid currentColor;
        transform: rotate(45deg);
        transition: transform 0.25s ease;
    }

    .nav li.has-submenu.open > a::after,
        .nav li.has-submenu.open > .nav-link::after {
        transform: rotate(225deg);
        margin-top: 4px;
    }

    .nav li.has-submenu::after {
        display: none;
    }

    .nav ul ul,
        .nav .submenu {
        position: static;
        display: none;
        width: 100%;
        min-width: 0;
        max-width: none;
        margin: 0;
        padding: 4px;
        box-sizing: border-box;
        flex-direction: column;
        background: #f8f9f5;
        border: none;
        border-left: 3px solid var(--bank-green);
        border-radius: 0;
        box-shadow: none;
        opacity: 1;
        visibility: visible;
        pointer-events: auto;
        transform: none;
    }

    .nav li.open > ul,
        .nav li.open > .submenu {
        display: flex;
    }

    .nav ul ul li,
        .nav .submenu li {
        display: block;
        width: 100%;
        margin: 0;
        padding: 0;
    }

    .nav ul ul li > a,
        .nav .submenu li > a {
        display: flex;
        align-items: center;
        width: 100%;
        min-height: 38px;
        padding: 8px 12px;
        box-sizing: border-box;
        color: #333333;
        background: transparent;
        border: none;
        border-radius: 3px;
        font-size: 11px;
        font-weight: 500;
        white-space: normal;
        text-decoration: none;
    }

    .nav ul ul li > a:hover,
        .nav .submenu li > a:hover {
        color: var(--bank-green-dark);
        background: var(--bank-orange-light);
        padding-left: 16px;
    }

    .header-accessibility {
        display: none;
    }

    .contact-wrapper {
        grid-template-columns: 1fr;
    }

    .map-card iframe {
        min-height: 350px;
    }

    .rate-tables-grid {
        grid-template-columns: 1fr;
        gap: 20px;
    }

    .deposit-page {
        padding: 50px 18px 60px;
    }

    .deposit-header h1 {
        font-size: 34px;
    }

    .deposit-products {
        grid-template-columns: 1fr;
    }

}

@media (max-width: 600px) {

    .contact-header {
        margin-bottom: 20px;
    }

    .contact-header h2 {
        font-size: 25px;
    }

    .contact-header p {
        font-size: 13px;
    }

    .contact-wrapper {
        gap: 18px;
    }

    .info-card {
        padding: 15px;
        gap: 12px;
    }

    .info-card > i {
        width: 38px;
        height: 38px;
        font-size: 14px;
    }

    .info-card h4 {
        font-size: 14px;
    }

    .info-card p {
        font-size: 12px;
    }

    .map-card iframe {
        min-height: 280px;
    }

    .rate-page {
        margin: 35px auto;
        padding: 0 15px;
    }

    .rate-header {
        margin-bottom: 22px;
    }

    .rate-header h1 {
        font-size: 24px;
    }

    .rate-header p {
        font-size: 13px;
    }

    .rate-table,
        .rate-condition-table {
        font-size: 13px;
    }

    .rate-table thead th,
        .rate-condition-table thead th {
        padding: 12px;
    }

    .rate-table tbody td,
        .rate-condition-table tbody td {
        padding: 12px;
    }

    .rate-table tbody td:last-child {
        width: 120px;
    }

    .rate-value {
        min-width: 55px;
        padding: 5px 9px;
        font-size: 13px;
    }

    .rate-sub-category {
        padding-left: 25px !important;
    }

    .rate-note {
        font-size: 12px;
    }

    .deposit-page {
        padding: 40px 15px 50px;
    }

    .deposit-header {
        margin-bottom: 30px;
    }

    .deposit-header h1 {
        font-size: 30px;
    }

    .deposit-header p {
        font-size: 14px;
        line-height: 1.7;
    }

    .deposit-card-top {
        padding: 20px;
        gap: 14px;
    }

    .deposit-icon {
        flex-basis: 50px;
        width: 50px;
        height: 50px;
        font-size: 20px;
    }

    .deposit-card-title h3 {
        font-size: 17px;
    }

    .deposit-card-title p {
        font-size: 13px;
    }

    .deposit-details-btn {
        padding: 13px 20px;
    }

    .deposit-details-inner {
        padding: 20px;
    }

    .deposit-feature-grid {
        grid-template-columns: 1fr;
    }

    .deposit-note {
        padding: 16px;
    }

}

@media (max-width: 400px) {

    .top-right a:nth-of-type(2),
        .top-right a:nth-of-type(3),
        .top-right span:nth-of-type(2),
        .top-right span:nth-of-type(3) {
        display: none;
    }

    .bank-name strong {
        font-size: 9px;
    }

    .bank-name span {
        font-size: 7px;
    }

    .deposit-card-top {
        align-items: flex-start;
    }

    .deposit-icon {
        flex-basis: 44px;
        width: 44px;
        height: 44px;
        font-size: 17px;
    }

    .deposit-card-title h3 {
        font-size: 16px;
    }

}

.loan-page {
    width: 100%;
    max-width: 1250px;
    margin: 0 auto;
    padding: 60px 20px 70px;
}

.loan-header {
    max-width: 850px;
    margin: 0 auto 45px;
    text-align: center;
}

.loan-label {
    display: inline-block;
    margin-bottom: 12px;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 2px;
    color: var(--bank-orange);
}

.loan-header h1 {
    margin: 0 0 15px;
    font-size: 38px;
    line-height: 1.2;
    font-weight: 700;
    color: var(--bank-green);
}

.loan-header p {
    margin: 0;
    font-size: 16px;
    line-height: 1.8;
    color: #555;
}

.loan-products {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.loan-card {
    width: 100%;
    background: #FFFFFF;
    border: 1px solid #E4E8DF;
    border-radius: 10px;
    overflow: hidden;
    box-shadow: 0 3px 14px rgba(100, 142, 61, 0.06);
    transition: border-color 0.3s ease,
        box-shadow 0.3s ease;
}

.loan-card:hover {
    border-color: var(--bank-green);
    box-shadow: 0 6px 20px rgba(100, 142, 61, 0.10);
}

.loan-card.active {
    border-color: var(--bank-orange);
    box-shadow: 0 8px 25px rgba(100, 142, 61, 0.10);
}

.loan-card-top {
    display: flex;
    align-items: center;
    gap: 18px;
    padding: 22px 25px;
}

.loan-icon {
    flex: 0 0 58px;
    width: 58px;
    height: 58px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 10px;
    background: #F3F8ED;
    color: var(--bank-green);
    font-size: 22px;
    transition: background 0.3s ease,
        color 0.3s ease;
}

.loan-card:hover .loan-icon {
    background: var(--bank-yellow);
    color: var(--bank-green);
}

.loan-card.active .loan-icon {
    background: var(--bank-orange);
    color: #FFFFFF;
}

.loan-card-title {
    flex: 1;
    min-width: 0;
}

.loan-number {
    display: block;
    margin-bottom: 4px;
    font-size: 13px;
    line-height: 1;
    color: var(--bank-orange);
}

.loan-card-title h3 {
    margin: 0 0 6px;
    font-size: 21px;
    line-height: 1.3;
    font-weight: 700;
    color: var(--bank-green);
}

.loan-card-title p {
    margin: 0;
    max-width: 700px;
    font-size: 14px;
    line-height: 1.6;
    color: #777;
}

.loan-details-btn {
    flex: 0 0 auto;
    min-width: 155px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    padding: 11px 14px;
    border: 1px solid #DDE6D5;
    border-radius: 5px;
    background: #F7F9F5;
    color: var(--bank-green);
    font-family: inherit;
    font-size: 13px;
    font-weight: 700;
    text-align: left;
    cursor: pointer;
    transition: background 0.3s ease,
        color 0.3s ease,
        border-color 0.3s ease;
}

.loan-details-btn:hover {
    background: var(--bank-yellow);
    border-color: var(--bank-green);
    color: var(--bank-green);
}

.loan-card.active .loan-details-btn {
    background: var(--bank-orange);
    border-color: var(--bank-orange);
    color: #FFFFFF;
}

.loan-details-btn i {
    font-size: 11px;
    transition: transform 0.35s ease;
}

.loan-card.active
.loan-details-btn i {
    transform: rotate(180deg);
}

.loan-details {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.55s ease;
}

.loan-details-inner {
    padding: 28px 30px 30px;
    border-top: 1px solid #EDF0E8;
    background: #FFFFFF;
}

.loan-top-information {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 25px;
    padding-bottom: 25px;
    border-bottom: 1px solid #E4E8DF;
}

.loan-info-block {
    min-width: 0;
}

.loan-info-heading {
    display: flex;
    align-items: center;
    gap: 9px;
    margin-bottom: 10px;
}

.loan-info-heading i {
    width: 25px;
    height: 25px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: #F3F8ED;
    color: var(--bank-green);
    font-size: 11px;
}

.loan-info-heading h4 {
    margin: 0;
    font-size: 15px;
    font-weight: 700;
    color: var(--bank-green);
}

.loan-info-block p {
    margin: 0;
    font-size: 13px;
    line-height: 1.7;
    color: #666;
}

.loan-section {
    margin-top: 25px;
    padding-bottom: 25px;
    border-bottom: 1px solid #E4E8DF;
}

.loan-section:last-child {
    border-bottom: 0;
}

.loan-section-heading {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 16px;
}

.loan-section-heading i {
    width: 27px;
    height: 27px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: #F3F8ED;
    color: var(--bank-green);
    font-size: 11px;
}

.loan-section-heading h4 {
    margin: 0;
    font-size: 16px;
    font-weight: 700;
    color: var(--bank-green);
}

.loan-document-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 5px 35px;
}

.loan-document-grid ul {
    margin: 0;
    padding: 0;
    list-style: none;
}

.loan-document-grid li,
.loan-list li,
.loan-info-block li {
    position: relative;
    margin-bottom: 8px;
    padding-left: 17px;
    font-size: 13px;
    line-height: 1.65;
    color: #666;
}

.loan-document-grid li:last-child,
.loan-list li:last-child {
    margin-bottom: 0;
}

.loan-document-grid li::before,
.loan-list li::before,
.loan-info-block li::before {
    content: "";
    position: absolute;
    left: 0;
    top: 9px;
    width: 5px;
    height: 5px;
    border-radius: 50%;
    background: var(--bank-orange);
}

.loan-info-block ul {
    margin: 0;
    padding: 0;
    list-style: none;
}

.loan-summary {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 12px;
}

.loan-summary > div {
    min-height: 100px;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    padding: 15px;
    text-align: center;
    background: #F7F9F5;
    border: 1px solid #E4E8DF;
    border-radius: 7px;
    transition: border-color 0.3s ease,
        background 0.3s ease;
}

.loan-summary > div:hover {
    border-color: var(--bank-green);
    background: #FFFDE0;
}

.loan-summary strong {
    display: block;
    margin-bottom: 7px;
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    color: var(--bank-green);
}

.loan-summary span {
    display: block;
    font-size: 13px;
    line-height: 1.5;
    font-weight: 600;
    color: #666;
}

.loan-summary small {
    font-size: 11px;
    font-weight: 400;
    line-height: 1.5;
}

.loan-two-column {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 25px;
}

.loan-two-column .loan-section {
    margin-top: 25px;
}

.loan-section p {
    margin: 0 0 12px;
    font-size: 13px;
    line-height: 1.75;
    color: #666;
}

.loan-section p:last-child {
    margin-bottom: 0;
}

.loan-list {
    margin: 0;
    padding: 0;
    list-style: none;
}

.loan-condition {
    margin-top: 18px;
    padding: 14px 17px;
    background: #F7F9F5;
    border-left: 3px solid var(--bank-orange);
    border-radius: 4px;
    font-size: 13px;
    line-height: 1.7;
    color: #666;
}

.loan-condition strong {
    color: var(--bank-green);
}

.loan-note {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    margin-top: 30px;
    padding: 18px 20px;
    background: #F7F9F5;
    border-left: 4px solid var(--bank-orange);
    border-radius: 6px;
}

.loan-note i {
    margin-top: 3px;
    color: var(--bank-green);
    font-size: 18px;
}

.loan-note p {
    margin: 0;
    font-size: 13px;
    line-height: 1.7;
    color: #666;
}

.loan-note strong {
    color: var(--bank-green);
}

@media (max-width: 1000px) {

    .services-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .loan-top-information {
        grid-template-columns: 1fr 1fr;
    }

    .loan-top-information
        .loan-info-block:last-child {
        grid-column: 1 / -1;
    }

    .loan-document-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .loan-summary {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

}

@media (max-width: 700px) {

    .services-page {
        padding: 45px 15px 55px;
    }

    .services-header {
        margin-bottom: 30px;
    }

    .services-header h1 {
        font-size: 30px;
    }

    .services-header p {
        font-size: 14px;
        line-height: 1.7;
    }

    .services-grid {
        grid-template-columns: 1fr;
        gap: 14px;
    }

    .service-card {
        padding: 20px;
        gap: 15px;
    }

    .service-icon {
        flex-basis: 50px;
        width: 50px;
        height: 50px;
        font-size: 19px;
    }

    .service-content h3 {
        font-size: 17px;
    }

    .service-content p {
        font-size: 13px;
    }

    .services-note {
        padding: 16px;
    }

    .loan-page {
        padding: 45px 15px 55px;
    }

    .loan-header {
        margin-bottom: 30px;
    }

    .loan-header h1 {
        font-size: 30px;
    }

    .loan-header p {
        font-size: 14px;
        line-height: 1.7;
    }

    .loan-card-top {
        align-items: flex-start;
        padding: 20px;
        gap: 14px;
    }

    .loan-icon {
        flex: 0 0 50px;
        width: 50px;
        height: 50px;
        font-size: 19px;
    }

    .loan-number {
        font-size: 12px;
    }

    .loan-card-title h3 {
        font-size: 18px;
    }

    .loan-card-title p {
        font-size: 13px;
    }

    .loan-details-btn {
        width: calc(100% - 40px);
        margin: 0 20px 15px;
        min-width: 0;
        padding: 11px 13px;
    }

    .loan-details-inner {
        padding: 22px 20px 25px;
    }

    .loan-top-information {
        grid-template-columns: 1fr;
        gap: 22px;
    }

    .loan-top-information
        .loan-info-block:last-child {
        grid-column: auto;
    }

    .loan-document-grid {
        grid-template-columns: 1fr;
        gap: 0;
    }

    .loan-summary {
        grid-template-columns: 1fr 1fr;
    }

    .loan-two-column {
        grid-template-columns: 1fr;
        gap: 0;
    }

    .loan-note {
        padding: 16px;
    }

}

@media (max-width: 450px) {

    .services-page {
        padding: 35px 12px 45px;
    }

    .services-header h1 {
        font-size: 27px;
    }

    .services-label {
        font-size: 12px;
        letter-spacing: 1.5px;
    }

    .service-card {
        padding: 18px 16px;
        gap: 14px;
    }

    .service-icon {
        flex-basis: 45px;
        width: 45px;
        height: 45px;
        font-size: 17px;
    }

    .service-content h3 {
        font-size: 16px;
    }

    .service-content p {
        font-size: 12.5px;
    }

    .loan-page {
        padding: 35px 12px 45px;
    }

    .loan-header h1 {
        font-size: 27px;
    }

    .loan-label {
        font-size: 12px;
        letter-spacing: 1.5px;
    }

    .loan-card-top {
        padding: 18px 16px;
    }

    .loan-icon {
        flex-basis: 46px;
        width: 46px;
        height: 46px;
        font-size: 17px;
    }

    .loan-card-title h3 {
        font-size: 17px;
    }

    .loan-details-btn {
        width: calc(100% - 32px);
        margin-left: 16px;
        margin-right: 16px;
        align-content: right;
    }

    .loan-details-inner {
        padding: 20px 16px;
    }

    .loan-summary {
        grid-template-columns: 1fr;
    }

    .loan-section-heading h4 {
        font-size: 15px;
    }

    .loan-document-grid li,
        .loan-list li,
        .loan-info-block li,
        .loan-info-block p,
        .loan-section p {
        font-size: 12.5px;
    }

}

.annual-report-card {
    width: 100%;
    max-width: 1100px;
    margin: 45px auto 0;
    padding: 32px 35px;
    background: #fffdf8;
    border: 1px solid #e5e1d5;
    border-radius: 14px;
    box-shadow: 0 6px 22px rgba(38, 75, 45, 0.08);
    box-sizing: border-box;
}

.annual-report-title {
    margin: 0 0 25px;
    padding-bottom: 15px;
    font-size: 25px;
    font-weight: 700;
    color: var(--bank-green);
    border-bottom: 2px solid #e9e2d2;
    position: relative;
}

.annual-report-title::after {
    content: "";
    position: absolute;
    left: 0;
    bottom: -2px;
    width: 65px;
    height: 3px;
    background: var(--bank-orange);
    border-radius: 3px;
}

.annual-report-list {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.annual-report-item {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    min-height: 64px;
    padding: 12px 16px 12px 20px;
    background: #ffffff;
    border: 1px solid #e5e2d8;
    border-left: 4px solid var(--bank-green);
    border-radius: 8px;
    box-sizing: border-box;
    transition: all 0.25s ease;
}

.annual-report-item:hover {
    border-left-color: var(--bank-orange);
    transform: translateX(3px);
    box-shadow: 0 5px 15px rgba(38, 75, 45, 0.08);
    background: #fffaf2;
}

.annual-report-name {
    display: flex;
    align-items: center;
    gap: 8px;
    color: var(--bank-green-dark);
    font-size: 16px;
    font-weight: 600;
    line-height: 1.4;
}

.annual-report-actions {
    display: flex;
    align-items: center;
    gap: 9px;
    flex-shrink: 0;
}

.annual-report-view,
.annual-report-download {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-width: 82px;
    height: 38px;
    padding: 0 16px;
    border-radius: 6px;
    font-size: 14px;
    font-weight: 600;
    text-decoration: none;
    box-sizing: border-box;
    transition: all 0.25s ease;
}

.annual-report-view {
    color: #ffffff;
    background: var(--bank-green);
    border: 1px solid var(--bank-green);
}

.annual-report-view:hover {
    color: #ffffff;
    background: var(--bank-green-dark);
    border-color: var(--bank-green-dark);
}

.annual-report-download {
    color: var(--bank-green);
    background: #ffffff;
    border: 1px solid var(--bank-orange);
}

.annual-report-download:hover {
    color: #ffffff;
    background: var(--bank-orange);
    border-color: var(--bank-orange);
}

@media (max-width: 768px) {

    .service-charges-page {
        margin: 35px auto;
        padding: 0 15px;
    }

    .service-charges-header h1 {
        font-size: 27px;
    }

    .service-charges-header p {
        font-size: 13px;
    }

    .service-table-wrapper {
        border-radius: 6px;
    }

    .annual-report-card {
        margin-top: 30px;
        padding: 25px 20px;
    }

    .annual-report-title {
        font-size: 22px;
    }

    .annual-report-item {
        align-items: flex-start;
        flex-direction: column;
        gap: 12px;
        padding: 16px;
    }

    .annual-report-actions {
        width: 100%;
    }

    .annual-report-view,
        .annual-report-download {
        flex: 1;
        min-width: 0;
    }

}

@media (max-width: 480px) {

    .annual-report-card {
        padding: 20px 15px;
        border-radius: 10px;
    }

    .annual-report-name {
        font-size: 15px;
    }

    .annual-report-actions {
        gap: 7px;
    }

    .annual-report-view,
        .annual-report-download {
        height: 36px;
        padding: 0 10px;
        font-size: 13px;
    }

}